Pinellas County property record for 1296 Peach Tree Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,004 sqft · built 1978 |
| Lot Size | 0.256 acres (11,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,500 (Aug 2017) |
| Tax Bill | $5,651 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-8885-5 |
| Primary APN | C62-000-741-8885-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,004 sqft Living Area |
| Gross Area | 2,827 sqft |
| 1st Floor Area | 2,004 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,147 sqft (0.256 acres) |
| Lot Dimensions | 127 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 665 sqft |
| Deck Area | 625 sqft |
| Patio Area | 625 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R139745 |
|---|---|
| Street Address | 1296 PEACH TREE DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-9424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPANISH PINES 3RD ADD LOT 19 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 13 |
| Legal Subdivision | SPANISH PINES 3RD ADD |
| Legal Tract | 84579 |
| Legal Lot Number | 19 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 26908 |
1296 Peach Tree Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1296 PEACH TREE DR, DUNEDIN, FL 34698-9424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Apr 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HOME SAVINGS BANK |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS BANK |
| Aug 29, 2017 | Warranty Deed, Transfer · Commercial Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on File |
| Deed Sale | Aug 29, 2017 · Amount on File |
| Prior Sale | Mar 12, 2002 · Amount on File |
| Deed Document Number | 2017269456 |
| Deed Book / Page | 19757 / 1731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1296 PEACH TREE DR, DUNEDIN, FL 34698-9424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | PEER TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 1296 PEACH TREE DR, DUNEDIN, FL 34698-9424 |
| Document Number | 0218111420 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 21811/1420 |
| Instrument | 2021375501 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1296 PEACH TREE DR, DUNEDIN, FL 34698-9424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200080574 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 20008/0574 |
| Instrument | 2018111579 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1296 PEACH TREE DR, DUNEDIN, FL 34698-9424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201931317 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 20193/1317 |
| Instrument | 2018283987 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 1296 PEACH TREE DR, DUNEDIN, FL 34698-9424 |
| Document Number | 0197571731 |
| Book / Page | 19757 / 1731 |
| Map Reference | MB76 PG18 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2017269456 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | PLATINUM NATL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,670.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 CARLYLE CIR, 112, PALM HARBOR, FL 34683-1803 |
| Name | Verified Name |
|---|---|
| Address | 1296 PEACH TREE DR, DUNEDIN, FL 34698-9424 |
| Document Number | 2017269457 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 2017269457 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1296 Peach Tree Dr was $5,651 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,651.00 Homeowner's exemption | $348,573 | $598,294 Land $236,011 Building $362,283 |
| 2023 | $5,357.00 (+2.62%) Homeowner's exemption | $333,925 (+3%) | $537,157 (+20.07%) Land $241,724 Building $295,433 |
| 2022 | $5,220.00 Homeowner's exemption | $324,199 | $447,365 Land $231,886 Building $215,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1296 Peach Tree Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 18 (1979–2024) |
| Claims Outside the SFHA | 8 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1296 Peach Tree Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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