1296 Niagara Hts, Belton, TX 76513 Property Records

Bell County property record for 1296 Niagara Hts, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	4,134 sqft · built 2021
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,305 (2022)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0923038492`

Property Details

APN / Parcel Number

Primary APN	`0923038492`
Alternative APNs	`491657` `865095`

Interior

Stories	1 Story
Building Area	4,134 sqft Living Area
Utility Area	684 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Garage Area	1,447 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Storage Building	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	865095
Street Address	1296 NIAGARA HTS
City	BELTON
State	TX
Zip	76513-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SPRINGS AT THE ESCARPMENT NINTH AMENDMENT, BLOCK 001, LOT 001A, ACRES 1.85
Legal Subdivision	THE SPRINGS AT THE ESCARPMENT NINTH AMEN
Legal Block	1
Legal Lot Number	1A
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3014
Census Tract	21802

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1296 NIAGARA HTS, BELTON, TX 76513-8279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage BANCORPSOUTH BANK
Sep 19, 2019	Warranty Deed, Subdivision Related Transfer FIRST NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019
Deed Sale	Oct 2, 2019
Deed Document Number	201900050846
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1296 NIAGARA HTS, BELTON, TX 76513-8279
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019689
Date	Apr 1, 2021
Instrument	2021019689

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 19, 2019
Property Address	1296 NIAGARA HTS, BELTON, TX 76513-8279
Document Number	0000042700
Book / Page	011008 / 000472
Instrument Date	Sep 13, 2019
Instrument	42700
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 CATTAIL CIR HARKER HEIGHTS TX 765482657, HARKER HEIGHTS, TX 76548-2657

Mortgage

Document Number	42701
Date	Sep 19, 2019
Book Page	011008/000475
Instrument	42701

Lender

Name	FIRST NAT'L BK/TX
Type	Bank
Address	KILLEEN, TX 76540

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 18, 2022

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$1,090,644 Land $75,000 Building $1,015,644	$1,090,644 Land $75,000 Building $1,015,644
2022	$15,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOG RIDGE WSC serves 4,100 people · EPA ID TX0140044
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Western Broadband Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink, SOS Communications.

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