1296 Mountainside Dr, Bryson City, NC 28713 Property Records

Swain County property record for 1296 Mountainside Dr, Bryson City, NC 28713

Property Summary

Property Type	Single Family Home
Lot Size	3.42 acres (149,324 sqft)
Owner	2 Company Names on Record
Last Sale	$1,300,000 (Jul 2025)
Tax Bill	$1,259 (2026)
Deeds & Mortgages	Aug 2021 Sale Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`665304521700`

Property Details

APN / Parcel Number

Primary APN	`665304521700`
Alternative APNs	`540900` `543800`

Exterior

Lot Area	149,324 sqft (3.42 acres)

Location & Zoning

Account Number	543800
Street Address	1296 MOUNTAINSIDE DR
City	BRYSON CITY
State	NC
Zip	28713-0889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-OR-FONTANA LK PROP PT LT 18 18A 18B
Legal Subdivision	FONTANA LAKE PROPERTIES
Legal Lot Number	18,18A
Jurisdiction	SWAIN NC
Township / Civil Division	NANTAHALA
Census Block Group	1
Census Block	1061
Census Tract	960301

Owner

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2500 59TH ST, SARASOTA, FL 34243-2473
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Warranty Deed, Transfer
Apr 30, 2018	Deed of Trust, Mortgage JACKSON SAVINGS BANK SSB
Feb 1, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Mar 15, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	20251160
Deed Book / Page	543 / 802
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Aug 19, 2021
Property Address	1296 MOUNTAINSIDE DR, BRYSON CITY, NC 28713-0889
Document Number	496/778
Book / Page	496 / 778
Instrument Date	Aug 19, 2021
Instrument	2092
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1380 MOUNTAINSIDE DRIVE, 1380, BRYSON CITY, NC 28713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 MOUNTAINSIDE DRIVE, BRYSON CITY, NC 28713

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	1296 MOUNTAINSIDE DR, BRYSON CITY, NC 28713-0889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00457/0652
Date	Apr 30, 2018
Book Page	00457/0652
Instrument	00640

Lender

Name	JACKSON SAVINGS BANK SSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	366 Months
Due	Oct 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	1296 MOUNTAINSIDE DR, BRYSON CITY, NC 28713-0889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00446/0161
Date	Feb 1, 2017
Book Page	00446/0161
Instrument	00184

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BRYSON CITY, NC 28713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	1296 MOUNTAINSIDE DR, BRYSON CITY, NC 28713-0889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00466/0366
Date	Mar 15, 2019
Book Page	00466/0366
Instrument	00463

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BRYSON CITY, NC 28713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,259.00 (+10.83%)	$246,310 (-) Land $41,400 Building $204,910
2025			$246,310 (-) Land $41,400 Building $204,910
2023	$1,136.00 Additional exemption filed	$246,310 Land $41,400 Building $204,910	$246,310 Land $41,400 Building $204,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 95% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BalsamWest FiberNET Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Mountainside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures