1296 Masters Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1296 Masters Dr, Arnold, MD 21012

Property Summary

Property TypeCondominium
Details3 ba · 2,288 sqft · built 1977
Lot Size0.001 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$377,500 (Jun 2021)
Tax Bill$4,240 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN03-078-90006863

Property Details

APN / Parcel Number

Primary APN03-078-90006863
Alternative APNs
  • 307890006863
  • 07890006863

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,288 sqft Living Area
1st Floor Area919 sqft
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (0.001 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07890006863
Street Address1296 MASTERS DR
CityARNOLD
StateMD
Zip21012-2328
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR5
Legal DescriptionU 197 BLDG 29 PH 1 BAY HILLS TANGLEWOOD
Legal SubdivisionBAY HILLS TANGLEWOOD
Legal Phase1
Legal Block1
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1004
Census Tract731106

Owner

1296 Masters Dr, a condominium, is owned and occupied by an individual who bought it in June 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address1296 MASTERS DR, ARNOLD, MD 21012-2328
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
May 7, 2019Grant Deed, Transfer
HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2021 · Amount on File
Deed SaleJun 23, 2021 · Amount on File
Prior SaleMay 7, 2019 · Amount on File
Deed Book / Page37041 / 452
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 23, 2021
Property Address1296 MASTERS DR, ARNOLD, MD 21012-2328
Document Number0370410452
Book / Page37041 / 452
Map ReferenceMB 6 FO 45-47
Instrument DateMay 28, 2021
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyPRECISE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,718.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1296 MASTERS DR, ARNOLD, MD 21012-2328

Mortgage

Document Number0037041458
DateJun 23, 2021
Instrument37041/458
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateMay 7, 2019
Property Address1296 MASTERS DR, ARNOLD, MD 21012-2328
Document Number0331100253
Book / Page033110 / 000253
Instrument DateMay 1, 2019
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyHOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD

Transaction

AmountAmount on Record
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address841 E FORT AVE #323 BALTIMORE MD 212305117, 323, BALTIMORE, MD 21230-5117

Tax Assessment & Valuation

The 2025 property tax bill for 1296 Masters Dr was $4,240 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,233$428,800 Land $170,000 Building $258,800
2025$4,240.00
2023$3,684.00$337,400$340,100 Land $150,000 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1296 Masters Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 Masters Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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