Berrien County property record for 1296 Maple Ln, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1971 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,160 (Jan 2024) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2024 Transfer + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0032-0007-02-9 |
| Primary APN | 10-0032-0007-02-9 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Lot Area | 25,700 sqft (0.59 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1296 MAPLE LN |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG R AG RE |
| Legal Description | COM AT CEN FRL SEC 32 T3S R18W TH S 0DEG06'E 257' TH W 100' TH N0DEG06'W 257' TH E 100' TO POB PER SURVEY 917/666 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 32 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10100 |
1296 Maple Ln is owned and occupied by two individuals who bought it in January 2024.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 5, 2024 | Intrafamily Transfer, Transfer |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Nov 28, 2022 | Intrafamily Transfer, Transfer |
| Oct 15, 2018 | Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Aug 28, 2018 | Correction Deed SERVICELINK |
| Jul 25, 2018 | Foreclosure SERVICELINK |
| May 7, 2018 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on File |
| Deed Sale | Jan 26, 2024 · Amount on File |
| Prior Sale | Oct 15, 2018 · Amount on File |
| Deed Document Number | 2024396996 |
| Deed Book / Page | 3419 / 3217 |
| Prior Transfer Date | Jan 5, 2024 |
| Prior Transfer Doc | 03418/2903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Document Number | 03419/3217 |
| Book / Page | 3419 / 3217 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024396996 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,571.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1505 MAPLE LN, BENTON HARBOR, MI 49022-9503 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1605 S STATE ST, SAINT JOSEPH, MI 49085-1652 |
| Document Number | 2024396997 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024396997 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 5, 2024 |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Document Number | 03418/2903 |
| Book / Page | 3418 / 2903 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024395871 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1505 MAPLE LN, BENTON HARBOR, MI 49022-9503 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1505 MAPLE LN, BENTON HARBOR, MI 49022-9503 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 03244/2344 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 3244/2344 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03311/1274 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 3311/1274 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 28, 2022 |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Document Number | 003393/656 |
| Book / Page | 3393 / 656 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022367993 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 MAPLE LN, BENTON HARBOR, MI 49022-9503 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 15, 2018 |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Document Number | 03219/2772 |
| Book / Page | 3219 / 2772 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 E PENN SQ, PHILADELPHIA, PA 19107-3323 |
| Name | Verified Name |
|---|---|
| Address | 1505 MAPLE LN, BENTON HARBOR, MI 49022-9503 |
| Document Number | 0032192774 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 3219/2774 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 28, 2018 |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Document Number | 03215/1562 |
| Book / Page | 3215 / 1562 |
| Instrument Date | Aug 24, 2018 |
| Record Updated | Nov 9, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227-1114 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | INFORMATION SYSTEMS NETWORKS CORP |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 25, 2018 |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Document Number | 03212/1348 |
| Book / Page | 3212 / 1348 |
| Instrument Date | Jun 14, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 9, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 KINGSLEY DR, CINCINNATI, OH 45227-1114 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | INFORMANTION SYSTEMS AND NETWORK CORP |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 7, 2018 |
| Property Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
| Document Number | 03204/2705 |
| Book / Page | 3204 / 2705 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1296 MAPLE LN, BENTON HARBOR, MI 49022-9559 |
The 2025 property tax bill for 1296 Maple Ln was $2,276 with a homeowner's exemption, up 93.4% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,100 (+2.44%) | $218,200 (+2.44%) | |
| 2025 | $2,276.00 (+93.37%) Homeowner's exemption | $106,500 | $213,000 |
| 2024 | $1,177.00 | ||
| 2023 | $64,700 (+14.11%) | $129,400 (+14.11%) | |
| 2022 | $1,060.00 (+3.21%) Homeowner's exemption | $56,700 | $113,400 |
| 2021 | $1,027.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1296 Maple Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1985–1998) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | May 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1296 Maple Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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