1296 Laney Rd, Chipley, FL 32428 Property Records

Washington County property record for 1296 Laney Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,577 sqft · built 1977
Lot Size	16.5 acres (720,918 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Mar 2021)
Tax Bill	$2,577 (2025)
Deeds & Mortgages	Mar 2021 Sale Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000026320006`

Property Details

APN / Parcel Number

Primary APN	`000026320006`
Alternative APN	`26320006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,577 sqft Heated Area
Gross Area	3,399 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	720,918 sqft (16.5 acres)
Garage Type	Finished
Garage Area	480 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	54 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000026320006
Street Address	1296 LANEY RD
City	CHIPLEY
State	FL
Zip	32428-4166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 5 13 16.55 ORB 1200 P 124 PRCL DESC IN ORB 1200 P 124
Legal Range	13W
Legal Township	05N
Legal Section	28
Legal Block	2632
Legal Lot Number	0006
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1012
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1296 LANEY RD, CHIPLEY, FL 32428-4166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC
Nov 30, 2018	Warranty Deed, Transfer · Conventional with PMI NAVY FCU
May 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	202167001613
Deed Book / Page	1200 / 124
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 4, 2021
Property Address	1296 LANEY RD, CHIPLEY, FL 32428-4166
Document Number	0067001613
Book / Page	1200 / 124
Instrument Date	Mar 3, 2021
Instrument	202167001613
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8716 CHRISTI CT, 8716, TAMPA, FL 33637-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 LANEY RD, CHIPLEY, FL 32428-4166

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 30, 2018
Property Address	1296 LANEY RD, CHIPLEY, FL 32428-4166
Document Number	0067008013
Book / Page	001132 / 000198
Instrument Date	Nov 30, 2018
Instrument	67008013
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	PRECISION TITLE/FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8716 CHRISTI CT TAMPA FL 336373309, TAMPA, FL 33637-3309

Mortgage

Document Number	67008014
Date	Nov 30, 2018
Book Page	001132/000200
Instrument	67008014

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 11, 2018
Property Address	1296 LANEY RD, CHIPLEY, FL 32428-4166
Document Number	0067003233
Book / Page	001117 / 000468
Instrument Date	May 11, 2018
Instrument	67003233
Transaction Type	Transfer
Record Updated	May 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1296 LANEY RD CHIPLEY FL 324284166, CHIPLEY, FL 32428-4166

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,577.00 (+12.78%) Homeowner's exemption	$226,913 (+7.79%)	$315,886 (+9.91%) Land $49,650 Building $266,236
2024	$2,285.00 (+2.24%) Homeowner's exemption	$210,505 (+3%)	$287,416 (+7.91%) Land $44,685 Building $242,731
2023	$2,235.00 (+2.81%) Homeowner's exemption	$204,374 (+2.92%)	$266,346 (+9.12%) Land $44,685 Building $221,661
2022	$2,174.00 Homeowner's exemption	$198,585	$244,082 Land $41,375 Building $202,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laney Rd

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