1296 E 250 S, Peru, IN 46970 Property Records

Miami County property record for 1296 E 250 S, Peru, IN 46970

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 4,064 sqft · built 1964
Lot Size	15.3 acres (667,252 sqft)
Owner	Individual Name on File
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-01602-01`

Property Details

APN / Parcel Number

Primary APN	`020-01602-01`
Alternative APNs	`52-11-02-200-009.000-021` `01449702340`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	17 Rooms
Stories	1 Story
Building Area	4,064 sqft Living Area
1st Floor Area	4,064 sqft
Attic	Attic
Attic Area	1,488 sqft
Basement Area	2,608 sqft
Unfinished Basement	2,608 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	667,252 sqft (15.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace

Location & Zoning

Account Number	01449702340
Street Address	1296 E 250 S
City	PERU
State	IN
Zip	46970-7427
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	020-01602-01 PT NW1/4 2-26-4 15.318 ACRES 39 016 00201
Jurisdiction	MIAMI IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3008
Census Tract	952500

Owner

1296 E 250 S, a rural home, is owned and occupied by an individual who acquired it in August 2022.

Source: Miami County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1296 E 250 S, PERU, IN 46970-7427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Aug 8, 2022	Intrafamily Transfer, Transfer
Aug 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022
Deed Sale	Aug 8, 2022
Prior Sale	Aug 5, 2019 · Amount on File
Deed Document Number	2022523615
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	1296 E 250 S, PERU, IN 46970-7427
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 E 250 S, PERU, IN 46970-7427

Mortgage

Document Number	20210520632
Date	Feb 3, 2021
Instrument	20210520632

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	1296 E 250 S, PERU, IN 46970-7427
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220523896
Date	Aug 30, 2022
Instrument	20220523896

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 23, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Aug 8, 2022
Property Address	1296 E 250 S, PERU, IN 46970-7427
Document Number	20220523615
Instrument Date	Aug 8, 2022
Instrument	20220523615
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Aug 5, 2019
Property Address	1296 E 250 S, PERU, IN 46970-7427
Document Number	20190523137
Instrument Date	Jul 29, 2019
Instrument	20190523137
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190523138
Date	Aug 5, 2019
Instrument	20190523138

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1296 E 250 S was $3,823 with a homeowner's exemption, up 65.1% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Washington Township
Unified School District	Maconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (+65.14%) Homeowner's exemption	$359,900 Land $35,800 Building $324,100	$359,900 Land $35,800 Building $324,100
2024	$2,315.00 (+15.29%)
2023	$2,008.00 (+8.42%)	$310,600 (+0.88%) Land $34,200 Building $276,400	$310,600 (+0.88%) Land $34,200 Building $276,400
2022	$1,852.00	$307,900 Land $31,300 Building $276,600	$307,900 Land $31,300 Building $276,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1296 E 250 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 E 250 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Skyewaves Fixed Wireless	100 / 100
Good Connections Fixed Wireless	100 / 100

May also be available: Surf Internet.

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