1296 Cape Cod Cir, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1296 Cape Cod Cir, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,059 sqft · built 2021
Lot Size	1.73 acres (75,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2021)
Tax Bill	$7,823 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Sale + 2 more
APN	`38004260`

Property Details

APN / Parcel Number

Primary APN	`38004260`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,059 sqft Living Area
Basement Area	2,054 sqft
Finished Basement	1,355 sqft
Unfinished Basement	2,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Lot Area	75,533 sqft (1.73 acres)
Lot Width	325 ft Width
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1296 CAPE COD CIR
City	LEXINGTON
State	KY
Zip	40504-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	K-729 PARKERS LANDING UNIT 4 LOT 85; BOOK: 3813 PAGE: 633
Legal Subdivision	PARKERS LANDING
Legal Lot Number	85
Legal Unit	4
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	5
Census Block	5023
Census Tract	3000

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1296 CAPE COD CIR, LEXINGTON, KY 40504-2073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN
Jan 19, 2021	Deed, Transfer
Jan 18, 2018	Deed, Transfer
Jan 18, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Dec 30, 2009 · Amount on Record
Deed Book / Page	3813 / 633
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1296 CAPE COD CIR, LEXINGTON, KY 40504-2073
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000384/388
Date	Mar 15, 2022
Book Page	0384/388

Lender

Name	UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN

Agreement

Amount	Amount Recorded

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 19, 2021
Property Address	1296 CAPE COD CIR, LEXINGTON, KY 40504-2073
Document Number	003813/633
Book / Page	3813 / 633
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 18, 2018
Property Address	1296 CAPE COD CIR, LEXINGTON, KY 40504-2073
Document Number	003554/582
Book / Page	3554 / 582
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 18, 2018
Property Address	1296 CAPE COD CIR, LEXINGTON, KY 40504-2073
Document Number	003554/578
Book / Page	3554 / 578
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,823.00 (+1.36%)	$639,200 (-)	$639,200 (-)
2025	$7,718.00	$639,200 (-)	$639,200 (-)
2023	$7,718.00	$639,200	$639,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1982–2010)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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