1296 Calmito Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 1296 Calmito Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,617 sqft · built 2024
Owner	Individual Name on File
Last Sale	$376,490 (Nov 2024)
Tax Bill	$1,398 (2024)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-19-27-0012-000-23000`

Property Details

APN / Parcel Number

Primary APN	`27-19-27-0012-000-23000`
Alternative APN	`3948686`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Porch	Open Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3948686
Street Address	1296 CALMITO LN
City	MOUNT DORA
State	FL
Zip	32757-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERWALK PHASE 3 PB 82 PG 18-21 LOT 230 ORB 6425 PG 875
Legal Subdivision	TIMBERWALK
Legal Phase	3
Legal Lot Number	230
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	1
Census Block	1005
Census Tract	30917

Owner

1296 Calmito Ln is owned and occupied by an individual who bought it in November 2024.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1296 CALMITO LN, MOUNT DORA, FL 32757-8739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2024 · Amount on File
Deed Sale	Nov 5, 2024 · Amount on File
Deed Document Number	2024129377
Deed Book / Page	6425 / 875
Record Updated	Jun 8, 2026

November 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 5, 2024
Property Address	1296 CALMITO LN, MOUNT DORA, FL 32757-8739
Document Number	0064250875
Book / Page	6425 / 875
Map Reference	MB 82 PG 18-21
Instrument Date	Oct 30, 2024
Instrument	2024129377
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,635.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 CALMITO LN, MOUNT DORA, FL 32757-8739

Mortgage

Document Number	0006425876
Date	Nov 5, 2024
Instrument	6425/876

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Flood

FEMA maps place 1296 Calmito Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 Calmito Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35