1296 Arbor Dr, Lemont, IL 60439 Property Records

Cook County property record for 1296 Arbor Dr, Lemont, IL 60439 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,737 sqft · built 1996
Lot Size0.484 acres (21,100 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jun 2018)
Tax Bill$11,388 (2023)
Deeds & MortgagesMay 2022 Second Mortgage
Mar 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN22-32-117-009

Property Details

APN / Parcel Number

Primary APN22-32-117-009
Alternative APN
  • 22-32-117-009-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,737 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area21,100 sqft (0.484 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1296 ARBOR DR
CityLEMONT
StateIL
Zip60439-7482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range11E
Legal Township37N
Legal Section32
Legal SubdivisionHARPERS GROVE
Legal Lot Number9
JurisdictionCOOK IL
Township / Civil DivisionLEMONT
Census Block Group3
Census Block3034
Census Tract824005

Owner

Source: Cook County records · APN 22-32-117-009

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1296 ARBOR DR, LEMONT, IL 60439-7482
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Mar 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 14, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jan 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 01, 2018Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Aug 16, 2017Deed of Trust, Mortgage · Line of Credit
FIRST BK/MANHATTAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2018 · Amount on Record
Deed SaleJun 01, 2018 · Amount on Record
Prior SaleSep 30, 1996 · Amount on Record
Deed Document Number201810035
Prior Transfer DateSep 03, 2015
Prior Transfer Doc0000019001
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1296 ARBOR DR, LEMONT, IL 60439-7482
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013307131
DateMay 13, 2022
Instrument2213307131
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1296 ARBOR DR, LEMONT, IL 60439-7482
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006920279
DateMar 10, 2022
Instrument2206920279
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1296 ARBOR DR, LEMONT, IL 60439-7482
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1296 ARBOR DR, LEMONT, IL 60439-7482

Mortgage

Document Number0001431018
DateJan 14, 2026
Instrument2601431018
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeFixed Rate
Rate6.12%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1296 ARBOR DR, LEMONT, IL 60439-7482
Document Number2010807162
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12296 ARBOR DR LEMONT IL 60439, LEMONT, IL 60439

Mortgage

Document Number2010807162
DateApr 17, 2020
Instrument10807162
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1296 ARBOR DR, LEMONT, IL 60439-7482
Document Number1902806185
Instrument DateJan 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 05, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1296 ARBOR DR LEMONT IL 604397482, LEMONT, IL 60439-7482

Mortgage

Document Number1902806185
DateJan 28, 2019
Instrument2806185
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 01, 2018
Property Address1296 ARBOR DR, LEMONT, IL 60439-7482
Document Number1815210035
Instrument DateMay 30, 2018
Instrument15210035
Transaction TypeTransfer
Record UpdatedJun 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address555 4TH ST LEMONT IL 604394111, LEMONT, IL 60439-4111

Mortgage

Document Number1815210036
DateJun 01, 2018
Instrument15210036
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2048
Interest
Rate TypeFixed Rate
Rate5.25%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1296 ARBOR DR, LEMONT, IL 60439-7482
Document Number1729806098
Instrument DateAug 16, 2017
Transaction TypeMortgage
Record UpdatedNov 01, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1296 ARBOR DR LEMONT IL 604397482, LEMONT, IL 60439-7482

Mortgage

Document Number1729806098
DateOct 25, 2017
Instrument29806098
Lender
NameFIRST BK/MANHATTAN
TypeBank
AddressMANHATTAN, IL 60442
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 24, 2022
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLemont Township
MunicipalityLemont Village
Elementary School DistrictLemont-Bromberek Combined School District 113A (PK - 08)
Secondary School DistrictLemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$54,797 (+27.19%) Land $13,715 Building $41,082$547,970 (+27.19%) Land $137,150 Building $410,820
2023$11,388.00 (+8.88%)
2022$10,459.00$43,083 Land $12,132 Building $30,951$430,830 Land $121,320 Building $309,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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