San Joaquin County property record for 1296 Academy Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,450 sqft · built 2016 |
| Lot Size | 0.137 acres (5,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $477,000 (Jun 2016) |
| Tax Bill | $10,748 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 213-460-050-000 |
| Primary APN | 213-460-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,969 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 213-460-05 |
|---|---|
| Street Address | 1296 ACADEMY DR |
| City | LATHROP |
| State | CA |
| Zip | 95330-9236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-FM POR OF 213-310-23 PER RIVER ISLANDS VILLAGE |
| Legal Subdivision | RIVER ISLANDS-VLG B2 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1142 |
| Census Tract | 5214 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1296 ACADEMY DR, LATHROP, CA 95330-9236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on Record |
| Deed Sale | Jun 2, 2016 · Amount on Record |
| Deed Document Number | 201663399 |
| Prior Transfer Date | Apr 8, 2016 |
| Prior Transfer Doc | 0000063397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1296 ACADEMY DR, LATHROP, CA 95330-9236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1296 ACADEMY DR, LATHROP, CA 95330-9236 |
| Document Number | 0000044373 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-044373 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 5, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1296 ACADEMY DR, LATHROP, CA 95330-9236 |
| Document Number | 0000139102 |
| Instrument Date | Oct 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1296 ACADEMY DR LATHROP CA 953309236, LATHROP, CA 95330-9236 |
| Document Number | 0000139102 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 139102 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|---|
| Address | RANCHO SANTA MARGARI, CA 92688 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,748.00 (+1.09%) | ||
| 2025 | $10,632.00 (+4.61%) Homeowner's exemption | $611,394 (+4.04%) Land $201,242 Building $410,152 | |
| 2023 | $10,163.00 (+1.99%) Homeowner's exemption | $587,655 Land $193,429 Building $394,226 | $772,020 |
| 2022 | $9,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, unWired Broadband, Verizon.
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