12958 Pine Island Dr, Sparta, MI 49345 Property Records

Kent County property record for 12958 Pine Island Dr, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,580 sqft · built 1954
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2018)
Tax Bill	$3,490 (2021)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-06-05-200-006`

Property Details

APN / Parcel Number

Primary APN	`41-06-05-200-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1994
Architectural Style	Ranch
Lot Area	101,059 sqft (2.32 acres)
Lot Dimensions	466 ft deep x 216 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	1,316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12958 PINE ISLAND DR
City	SPARTA
State	MI
Zip	49345-8564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	S 216.69 FT OF N 466.69 FT OF W 466.69 FT OF SW 1/4 NE 1/4 * SEC 5 T9N R11W 2.32 A.
Legal Range	11W
Legal Township	09N
Legal Section	05
Jurisdiction	KENT MI
Township / Civil Division	ALGOMA
Census Block Group	1
Census Block	1023
Census Tract	10601

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12958 PINE ISLAND DR, SPARTA, MI 49345-8564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIVATE MORTGAGE WHOLESALE INC
Oct 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	201877314
Prior Transfer Date	Aug 8, 1994
Prior Transfer Doc	4506001112
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12958 PINE ISLAND DR, SPARTA, MI 49345-8564
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12958 PINE ISLAND DR, SPARTA, MI 49345-8564

Mortgage

Document Number	0000093685
Date	Aug 23, 2021
Instrument	20210823-0093685

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12958 PINE ISLAND DR, SPARTA, MI 49345-8564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059956
Date	Aug 13, 2019
Instrument	20190813-0059956

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 2, 2018
Property Address	12958 PINE ISLAND DR, SPARTA, MI 49345-8564
Document Number	0000077314
Instrument Date	Sep 28, 2018
Instrument	20181002-0077314
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12958 PINE ISLAND DR, 12958, SPARTA, MI 49345-8564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2620 PINESBORO DR NE, GRAND RAPIDS, MI 49525-3031

Mortgage

Document Number	0000077315
Date	Oct 2, 2018
Instrument	20181002-0077315

Lender

Name	PRIVATE MORTGAGE WHOLESALE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Dec 11, 2019

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 2, 2018
Property Address	12958 PINE ISLAND DR, SPARTA, MI 49345-8564
Document Number	0000077312
Instrument Date	Sep 27, 2018
Instrument	77312
Transaction Type	Transfer
Record Updated	Oct 19, 2018

Transaction

Amount	Amount Recorded
Tax	$1,704.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12958 PINE ISLAND DR SPARTA MI 493458564, SPARTA, MI 49345-8564

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Algoma Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,700 (+7.8%)	$403,400 (+7.8%)
2025	Homeowner's exemption	$187,100 (+16.65%)	$374,200 (+16.65%)
2023		$160,400	$320,800
2021	$3,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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