12957 Second St, Clearlake Oaks, CA 95423 Property Records

Lake County property record for 12957 Second St, Clearlake Oaks, CA 95423

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 557 sqft · built 1960
Lot Size	0.109 acres (4,791 sqft)
Owner	Individual Name on Record
Last Sale	$2,000 (Jan 2023)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Jan 2023 Sale Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-376-220-000`

Property Details

APN / Parcel Number

Primary APN	`035-376-220-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	557 sqft Living Area

Exterior

Year Built	Built 1960
Construction Type	Wood
Lot Area	4,791 sqft (0.109 acres)

Location & Zoning

Street Address	12957 SECOND ST
City	CLEARLAKE OAKS
State	CA
Zip	95423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEAR LAKE OAKS 05
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2014
Census Tract	601

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 JADE PL, LIVERMORE, CA 94550-5137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Grant Deed, Transfer
Jun 14, 2021	Grant Deed, Transfer · FHA Mortgage BANC ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2023000012
Record Updated	Jun 8, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 3, 2023
Property Address	12957 2ND ST, CLEARLAKE OAKS, CA 95423
Document Number	0000000012
Map Reference	MB 5 PG 18-21
Instrument Date	Nov 16, 2022
Instrument	2023000012
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 JADE PL, LIVERMORE, CA 94550-5137

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jun 14, 2021
Property Address	12957 2ND ST, CLEARLAKE OAKS, CA 95423
Document Number	0000010075
Map Reference	MB 5 PG 18-21
Instrument Date	Jun 7, 2021
Instrument	2021010075
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1650, LOWER LAKE, CA 95457-1650

Mortgage

Document Number	0000010076
Date	Jun 14, 2021
Instrument	2021010076

Lender

Name	BANC ONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,997.00 (-0.89%)	$172,099 (+0.86%) Land $32,052 Building $140,047
2023	$2,015.00 (+5%)	$170,625 Land $31,212 Building $139,413
2022	$1,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	2 (2023–2024)
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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