12957 Hudbug Dr, Madison, AL 35756 Property Records

Limestone County property record for 12957 Hudbug Dr, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,166 sqft · built 2021
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2026)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0909310002093000`

Property Details

APN / Parcel Number

Primary APN	`0909310002093000`
Alternative APNs	`10909595` `63244`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,166 sqft Living Area
1st Floor Area	2,368 sqft
Upper Floors Area	798 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	174 ft deep x 49.1 ft wide
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10909595
Street Address	12957 HUDBUG DR
City	MADISON
State	AL
Zip	35756-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	03W
Legal Township	03S
Legal Section	31
Legal Subdivision	FINAL PLAT OF NEWBY CHAPEL SUB PH 1
Jurisdiction	LIMESTONE AL
Township / Civil Division	MOORESVILLE
Census Block Group	2
Census Block	2034
Census Tract	21202

Owner

Source: Limestone County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12957 HUDBUG DR, MADISON, AL 35756-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Construction Loan · Construction Mortgage BANK OF INDEPENDENT
Jun 3, 2021	Warranty Deed, Construction Loan · Construction Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	2026
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 8, 2026
Property Address	12957 HUDBUG DR, MADISON, AL 35756-2911
Instrument Date	May 29, 2026
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	TITLE ORDER NBR ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12957 HUDBUG DR, MADISON, AL 35756-2911

Mortgage

Date	Jun 8, 2026

Lender

Name	BANK OF INDEPENDENT

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 3, 2021
Property Address	12957 HUDBUG DR, MADISON, AL 35756-2911
Document Number	2021/62741
Book / Page	2021 / 62741
Map Reference	MB J PG 364 & 365
Instrument Date	May 28, 2021
Transaction Type	Construction Loan
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN, BATON ROUGE, LA 70809-5108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12957 HUDBUG DR, MADISON, AL 35756-2911

Mortgage

Document Number	202106274320210627
Date	Jun 3, 2021
Instrument	2021/06274320210627

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Athens City
County	Limestone County
Unified School District	Athens City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (+1.14%) Homeowner's exemption	$48,100 (+1.09%)	$480,900 (+1.09%) Land $35,100 Building $445,800
2024	$1,850.00 (+3.53%) Homeowner's exemption	$47,580 (+3.39%)	$475,700 (+3.37%) Land $34,200 Building $441,500
2023	$1,787.00 (+21.9%) Homeowner's exemption	$46,020 (+21.17%)	$460,200 (+21.2%) Land $34,200 Building $426,000
2022	$1,466.00 Homeowner's exemption	$37,980	$379,700 Land $34,200 Building $345,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Xfinity.

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