12955 Cathy Ln, Plainfield, IL 60585 Property Records

Will County property record for 12955 Cathy Ln, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,649 sqft · built 1999
Lot Size	0.27 acres (11,591 sqft)
Owner	Individual Name on File
Last Sale	$317,500 (Aug 2019)
Tax Bill	$10,500 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-34-105-004`

Property Details

APN / Parcel Number

Primary APN	`07-01-34-105-004`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,649 sqft Total Area
1st Floor Area	1,561 sqft
2nd Floor Area	1,088 sqft
Basement Area	1,171 sqft
Unfinished Basement	1,171 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	11,591 sqft (0.27 acres)
Garage Area	483 sqft

Location & Zoning

Street Address	12955 CATHY LN
City	PLAINFIELD
State	IL
Zip	60585-8163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 IN THE PONDS AT PLAINFIELD UNIT 1 P.U.D., A SUB OF PRT OF THE NW1/4 SEC. 34, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	34
Legal Subdivision	THE PONDS
Legal Block	1
Legal Lot Number	39
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2039
Census Tract	880317

Owner

12955 Cathy Ln is owned and occupied by an individual who bought it in August 2019.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	12955 CATHY LN, PLAINFIELD, IL 60585-8163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Aug 6, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Prior Sale	Oct 20, 1999 · Amount on File
Deed Document Number	201951025
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	12955 CATHY LN, PLAINFIELD, IL 60585-8163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046815
Date	Jun 17, 2020
Instrument	R2020046815

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 6, 2019
Property Address	12955 CATHY LN, PLAINFIELD, IL 60585-8163
Document Number	0000051025
Map Reference	DOC R99-050046
Instrument Date	Aug 2, 2019
Instrument	R2019051025
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4778 W MINERAL AVE APT 210, 210, LITTLETON, CO 80128-2619

Mortgage

Document Number	0000051026
Date	Aug 6, 2019
Instrument	R2019051026

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.39%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	12955 CATHY LN, PLAINFIELD, IL 60585-8163
Document Number	0000029551
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12955 CATHY LN PLAINFIELD IL 605858163, PLAINFIELD, IL 60585-8163

Mortgage

Document Number	0000029551
Date	Apr 17, 2017
Instrument	29551

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567-3930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12955 Cathy Ln was $10,500.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,500.00	$159,291 (+9.95%) Land $47,053 Building $112,238	$477,873 (+9.95%) Land $141,159 Building $336,714
2024		$144,876 Land $42,795 Building $102,081	$434,628 Land $128,385 Building $306,243
2022	$8,746.00 Homeowner's exemption	$115,135 Land $35,764 Building $79,371	$345,405 Land $107,292 Building $238,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12955 Cathy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12955 Cathy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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