Lake County property record for 12955 Bellerive Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,523 sqft · built 2004 |
| Lot Size | 0.663 acres (28,863 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $457,000 (Apr 2005) |
| Tax Bill | $6,883 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-22-25-1905-000-04700 |
| Primary APN | 32-22-25-1905-000-04700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,523 sqft Living Area |
| Gross Area | 3,303 sqft |
| 1st Floor Area | 2,523 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 28,863 sqft (0.663 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 586 sqft |
| Deck Area | Deck Area |
| Utility Building | 864 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3787612 |
|---|---|
| Street Address | 12955 BELLERIVE DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SWISS FAIRWAYS PHASE TWO SUB LOT 47 PB 41 PGS 99-100 ORB 2799 PG 879 ORB 4265 PG 1216 ORB 5128 PG 2317 ORB 6338 PG 1620 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 32 |
| Legal Subdivision | SWISS FAIRWAYS PHASE TWO SUB |
| Legal Tract | 1905 |
| Legal Lot Number | 47 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 31202 |
12955 Bellerive Dr is owned and occupied by two individuals who acquired it in May 2024.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12955 BELLERIVE DR, CLERMONT, FL 34711-8435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HM FNDG |
| Jun 22, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2005 · Amount on File |
| Deed Sale | Apr 6, 2005 · Amount on File |
| Deed Document Number | 200548977 |
| Deed Book / Page | 2799 / 879 |
| Last Transfer Date | May 17, 2024 |
| Transfer Doc | 0063381620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 12955 BELLERIVE DR, CLERMONT, FL 34711-8435 |
| Document Number | 0056001467 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12955 BELLERIVE DR CLERMONT FL 347118435, CLERMONT, FL 34711-8435 |
| Document Number | 0056001467 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 005600/001467 |
| Instrument | 140651 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 12955 BELLERIVE DR, CLERMONT, FL 34711-8435 |
| Document Number | 0051322327 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12955 BELLERIVE DR CLERMONT FL 347118435, CLERMONT, FL 34711-8435 |
| Document Number | 0051322327 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 005132/002327 |
| Instrument | 76106 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 12955 BELLERIVE DR, CLERMONT, FL 34711-8435 |
| Document Number | 0051282317 |
| Book / Page | 005128 / 002317 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 72811 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12955 BELLERIVE DR CLERMONT FL 347118435, CLERMONT, FL 34711-8435 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506,673 (-0.18%) Land $170,300 Building $336,373 | $506,673 (-0.18%) Land $170,300 Building $336,373 | |
| 2025 | $507,592 Land $170,300 Building $337,292 | $507,592 Land $170,300 Building $337,292 | |
| 2024 | $6,883.00 (+5.02%) | ||
| 2023 | $6,554.00 (+4.98%) Homeowner's exemption | $488,930 (+3%) | $501,322 (+0.29%) Land $170,300 Building $331,022 |
| 2022 | $6,243.00 Homeowner's exemption | $474,690 | $499,880 Land $170,300 Building $329,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12955 Bellerive Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 6 (1999–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12955 Bellerive Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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