12954 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12954 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,555 sqft · built 1994
Lot Size	0.036 acres (1,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Apr 2024)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-20540-03-020`

Property Details

APN / Parcel Number

Primary APN	`01-20540-03-020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,555 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	1,078 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	1,548 sqft (0.036 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12954 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-8656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DIAMOND PATH TOWNHOMES CIC NO 130 2 3 LOT 2 BLK 3 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT B
Legal Subdivision	DIAMOND PATH TOWNHOMES CIC NO 130
Legal Block	3
Legal Lot Number	2
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16277 DRAFT HORSE BLVD, LAKEVILLE, MN 55044-4591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 11, 2017	Warranty Deed, Transfer · VA Mortgage MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	20241634472
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 17, 2024
Property Address	12954 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003627036
Instrument Date	Apr 1, 2024
Instrument	3627036
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	THE TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16277 DRAFT HORSE BLVD, LAKEVILLE, MN 55044-4591

Mortgage

Document Number	0003627037
Date	Apr 17, 2024
Instrument	3627037

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Dec 11, 2019
Property Address	12954 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003342541
Instrument Date	Oct 22, 2019
Instrument	3342541
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12954 ECHO LN, APPLE VALLEY, MN 55124-8656

Mortgage

Document Number	0003342542
Date	Dec 11, 2019
Instrument	3342542

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 11, 2017
Property Address	12954 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003185988
Instrument Date	Apr 7, 2017
Instrument	3185988
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12954 ECHO LN APPLE VALLEY MN 551248656, APPLE VALLEY, MN 55124-8656

Mortgage

Document Number	3185989
Date	Apr 11, 2017
Instrument	3185989

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,696.00 (+22.14%)	$294,300 (+6.75%) Land $72,800 Building $221,500	$294,300 (+6.75%) Land $72,800 Building $221,500
2024	$3,026.00 Homeowner's exemption		$275,700 Land $69,400 Building $206,300
2023		$275,700 Land $69,400 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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