12952 State Rd TT, Festus, MO 63028 Property Records

Jefferson County property record for 12952 State Rd TT, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,716 sqft · built 1950
Lot Size	6.93 acres (301,871 sqft)
Owner	Individual Name on File
Last Sale	$307,428 (May 2023)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222.103.00000010`

Property Details

APN / Parcel Number

Primary APN	`222.103.00000010`
Alternative APN	`2221030 010`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1959
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	301,871 sqft

Exterior Amenities

Pool Area	452 sqft
Porch	Enclosed Frame Porch
Porch Area	32 sqft
Patio Area	599 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12952 STATE ROAD TT
City	FESTUS
State	MO
Zip	63028-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT LOT 3 NW1/4 & PT LOT 3 NE1/4 SEC 4
Legal Range	6E
Legal Township	39N
Legal Section	03
Legal Subdivision	NORTHEAST QUARTER
Legal Block	1
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1005
Census Tract	701404

Owner

12952 State Rd TT is owned and occupied by an individual who bought it in May 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12952 STATE ROAD TT, FESTUS, MO 63028-4347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 15, 2023	Warranty Deed, Transfer · FHA Mortgage PREMIA MORTGAGE LLC
Oct 7, 2022	Deed of Trust, Mortgage · Unknown FIRST COMMUNITY CU
Jun 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	May 15, 2023
Deed Document Number	202311546
Prior Transfer Date	May 9, 2023
Prior Transfer Doc	0000011542
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jun 9, 2026
Property Address	12952 STATE ROAD TT, FESTUS, MO 63028-4347
Document Number	0000015477
Instrument Date	Apr 20, 2026
Instrument	202615477
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12952 STATE ROAD TT, FESTUS, MO 63028-4347

Mortgage

Document Number	0000015477,
Date	Jun 9, 2026
Instrument	202615477

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2053

Interest

Rate	6.22%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 15, 2023
Property Address	12952 STATE ROAD TT, FESTUS, MO 63028-4347
Document Number	0000011546
Instrument Date	May 10, 2023
Instrument	2023R-011546
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6507 OLD LEMAY FERRY RD, IMPERIAL, MO 63052-2821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12952 STATE ROAD TT, FESTUS, MO 63028-4347

Mortgage

Document Number	0000011547
Date	May 15, 2023
Instrument	2023R-011547

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12952 STATE ROAD TT, FESTUS, MO 63028-4347
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12952 HIGLGVYEY TT, FESTUS, MO 63028

Mortgage

Document Number	0000032889
Date	Oct 7, 2022
Instrument	2022R-032889

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Unknown
Amount	Amount on Record
Term	179 Months
Due	Sep 1, 2037

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 7, 2018
Property Address	12952 STATE ROAD TT, FESTUS, MO 63028-4347
Document Number	0000016820
Instrument Date	Jun 1, 2018
Instrument	16820
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12925 STATE ROAD TT FESTUS MO 63028, FESTUS, MO 63028

Tax Assessment & Valuation

The 2025 property tax bill for 12952 State Rd TT was $2,319.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,500 (-) Land $4,100 Building $32,400	$192,100 (-) Land $21,400 Building $170,700
2025	$2,319.00	$36,500 Land $4,100 Building $32,400	$192,100 (-) Land $21,400 Building $170,700
2024			$192,100 (+75.59%) Land $21,400 Building $170,700
2023	$1,328.00	$20,800 Land $4,100 Building $16,700	$109,400 Land $21,400 Building $88,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12952 State Rd TT in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12952 State Rd TT is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd TT

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