12950 Kirby Smith Rd, Orlando, FL 32832 Property Records

Orange County property record for 12950 Kirby Smith Rd, Orlando, FL 32832

Property Summary

Property Type	Single Family Home
Details	10 bd · 9.25 ba · 7,662 sqft · built 2016
Lot Size	1.83 acres (79,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2015)
Tax Bill	$10,930 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-24-31-0000-00-054`

Property Details

APN / Parcel Number

Primary APN	`20-24-31-0000-00-054`
Alternative APNs	`312420000000054` `649801` `656641` `662421`

Interior

Bedrooms	10 Beds
Full Baths	9.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	7,662 sqft Living Area
Gross Area	11,244 sqft
1st Floor Area	3,831 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	79,950 sqft (1.83 acres)
Garage Type	Attached
Garage Area	978 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	813 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12950 KIRBY SMITH RD
City	ORLANDO
State	FL
Zip	32832-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	BEG 318 FT N & 30 FT W OF SE COR OF SEC RUN W 533 FT N 150 F T E 533 FT S 150 FT TO POB IN SEC 20-24-31
Legal Range	31E
Legal Township	24S
Legal Section	20
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	54
Jurisdiction	ORANGE FL
Township / Civil Division	EAST ORANGE
Census Block Group	2
Census Block	2009
Census Tract	16736

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12950 KIRBY SMITH RD, ORLANDO, FL 32832-6131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 13, 2017	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2015 · Amount on Record
Deed Sale	Jul 27, 2015 · Amount on Record
Prior Sale	May 24, 1996 · Amount on Record
Deed Document Number	2015388945
Deed Book / Page	10957 / 5882
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12950 KIRBY SMITH RD, ORLANDO, FL 32832-6131
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	GOLDSTAR TITLE, GOLD STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12950 KIRBY SMITH RD, ORLANDO, FL 32832-6131

Mortgage

Document Number	0000043945
Date	Jan 20, 2022
Instrument	20220043945

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12950 KIRBY SMITH RD, ORLANDO, FL 32832-6131
Document Number	0000085832
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12950 KIRBY SMITH RD ORLANDO FL 328326131, ORLANDO, FL 32832-6131

Mortgage

Document Number	0000085832
Date	Feb 15, 2017
Instrument	85832

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$711,733 (+2.7%)	$1,010,040 (-1.1%) Land $300,000 Building $710,040
2025	$10,930.00 (+3.79%) Homeowner's exemption	$693,021 (+5.99%)	$1,021,300 (+16.27%) Land $300,000 Building $721,300
2024	$10,531.00 (+7.29%)
2023	$9,815.00 (+3.15%) Homeowner's exemption	$653,874 (+3%)	$878,397 (+12.56%) Land $240,000 Building $638,397
2022	$9,515.00 Homeowner's exemption	$634,829	$780,355 Land $240,000 Building $540,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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