12950 Dixie Rd, Fairhope, AL 36532 Property Records

Baldwin County property record for 12950 Dixie Rd, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 2004
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual on Record
Last Sale	$350,000 (Nov 2020)
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`47-09-31-0-001-097`

Property Details

APN / Parcel Number

Primary APN	`47-09-31-0-001-097`
Alternative APNs	`294066` `5817`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Heated Area
1st Floor Area	1,350 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	208 ft deep x 60 ft wide
View / Lot	Waterfront / Beach
Utility Building	80 sqft
Boat Access	Boat Access
Boat House	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	294066
Street Address	12950 DIXIE RD
City	FAIRHOPE
State	AL
Zip	36532-6259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	126'X190' IRR FISH RIVER SHORES SUB BLK B LOTS 2 & 8 & PT OF LOT 1 DESC AS BEG AT NW COR OF SD LOT 1 & RUN TH SE 190'S,TH W25
Legal Subdivision	FISH RIVER SHORES
Legal Block	B
Legal Lot Number	2-1
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	1
Census Block	1001
Census Tract	11102

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	12950 DIXIE RD, FAIRHOPE, AL 36532-6259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	20201873569
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	0001407128
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 30, 2020
Property Address	12950 DIXIE RD, FAIRHOPE, AL 36532-6259
Document Number	0001873569
Map Reference	MB 1 PG 78
Instrument Date	Nov 24, 2020
Instrument	1873569
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31175 BLAKELEY WAY, 31175, SPANISH FORT, AL 36527-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12950 DIXIE ROAD, SPANISH FORT, AL 36527

Mortgage

Document Number	0001873570
Date	Nov 30, 2020
Instrument	1873570

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (+23.22%)	$49,760 (+21.6%) Land $24,740 Building $25,020	$514,400 (+25.77%) Land $255,800 Building $258,600
2023	$1,223.00 (+7.85%) Homeowner's exemption	$40,920 (+7.51%)	$409,000 (+7.49%) Land $193,700 Building $215,300
2022	$1,134.00 (+5.68%) Homeowner's exemption	$38,060	$380,500 Land $181,400 Building $199,100
2021	$1,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	243 (1989–2020)
Claims Outside the SFHA	5 of 243
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 30 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 51 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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