1295 Windermere Way, Concord, CA 94521 Property Records

Contra Costa County property record for 1295 Windermere Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,191 sqft · built 1954
Lot Size	0.17 acres (7,400 sqft)
Owner	Trust Name on File
Last Sale	$169,000 (Sep 1998)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`132-173-014-3`

Property Details

APN / Parcel Number

Primary APN	`132-173-014-3`
Alternative APN	`132-173-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,191 sqft Living Area
1st Floor Area	764 sqft
2nd Floor Area	427 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1960
Lot Area	7,400 sqft (0.17 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1295 WINDERMERE WAY
City	CONCORD
State	CA
Zip	94521-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CANTERBURY VILLAGE #3 LOT 318
Legal Subdivision	CANTERBURY VILLAGE 03
Legal Lot Number	318
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	334001

Owner

1295 Windermere Way is owner-occupied and held in a trust since December 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1295 WINDERMERE WAY, CONCORD, CA 94521-3343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 7, 2019	Quit Claim Deed, Transfer OTHER
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 1998 · Amount on File
Deed Sale	Sep 9, 1998 · Amount on File
Deed Document Number	1998217921
Last Transfer Date	Dec 19, 2018
Transfer Doc	0000002295
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1295 WINDERMERE WAY, CONCORD, CA 94521-3343
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132447
Date	Jul 6, 2020
Instrument	2020-132447

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1295 WINDERMERE WAY, CONCORD, CA 94521-3343
Document Number	0000201740
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1295 WINDERMERE WAY CONCORD CA 945213343, CONCORD, CA 94521-3343

Mortgage

Document Number	0000201740
Date	Nov 12, 2019
Instrument	201740

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 7, 2019
Property Address	1295 WINDERMERE WAY, CONCORD, CA 94521-3343
Document Number	0000002295
Instrument Date	Dec 19, 2018
Instrument	2295
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1295 WINDERMERE WAY CONCORD CA 945213343, CONCORD, CA 94521-3343

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1295 WINDERMERE WAY, CONCORD, CA 94521-3343
Document Number	0000168106
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 WINDERMERE WAY CONCORD CA 945213343, CONCORD, CA 94521-3343

Mortgage

Document Number	0000168106
Date	Oct 24, 2018
Instrument	168106

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Windermere Way was $3,858 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,215 (+2%) Land $143,903 Building $126,312
2025	$3,858.00 Homeowner's exemption	$264,918 Land $141,082 Building $123,836
2023	$3,657.00 (+1.89%) Homeowner's exemption	$254,632 Land $135,604 Building $119,028
2022	$3,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1295 Windermere Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Windermere Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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