Charleston County property record for 1295 Winchester Dr, Charleston, SC 29407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,071 sqft · built 1962 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Aug 2017) |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 352-03-00-067 |
| Primary APN | 352-03-00-067 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 1,343 sqft |
| Upper Floors Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 105 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 143 sqft |
| Porch | Slab |
| Porch Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1295 WINCHESTER DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29407-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -SANDHURST DESCRIPTION -LT 13 BLK G |
| Legal Subdivision | SANDHURST |
| Legal Block | G |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | WEST ASHLEY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2604 |
1295 Winchester Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1295 WINCHESTER DR, CHARLESTON, SC 29407-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Aug 28, 2017 | Grant Deed, Transfer · Conventional Mortgage LUCEY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2017 · Amount on File |
| Deed Sale | Aug 28, 2017 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Book / Page | 662 / 243 |
| Prior Transfer Date | Sep 16, 2013 |
| Prior Transfer Doc | 0368/0240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1295 WINCHESTER DR, CHARLESTON, SC 29407-3342 |
| Document Number | 0895/0048 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1295 WINCHESTER DR CHARLESTON SC 294073342, CHARLESTON, SC 29407-3342 |
| Document Number | 0895/0048 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 000895/000048 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 28, 2017 |
| Property Address | 1295 WINCHESTER DR, CHARLESTON, SC 29407-3342 |
| Document Number | 0662/0243 |
| Book / Page | 000662 / 000243 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1295 WINCHESTER DR CHARLESTON SC 294073342, CHARLESTON, SC 29407-3342 |
| Document Number | 662/0244 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 000662/000244 |
| Name | LUCEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT PLEASANT, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2025 property tax bill for 1295 Winchester Dr was $2,311, up 12.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,311.00 (+12.73%) | $442,750 (+2,775%) Land $137,540 Building $305,210 | $572,300 Land $224,200 Building $348,100 |
| 2024 | $2,050.00 | $15,400 | |
| 2022 | $1,903.00 | $15,400 | $385,000 Land $119,600 Building $265,400 |
| 2020 | $385,000 Land $119,600 Building $265,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1295 Winchester Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 9 (1979–2015) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1295 Winchester Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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