1295 Stone Creek Dr, Eugene, OR 97404 Property Records

Lane County property record for 1295 Stone Creek Dr, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1997
Lot Size	0.143 acres (6,246 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Oct 2023)
Tax Bill	$4,308 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`17-04-10-24-03500-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-10-24-03500-000`
Alternative APNs	`1704102403500` `1585676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,246 sqft (0.143 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1585676
Street Address	1295 STONE CREEK DR
City	EUGENE
State	OR
Zip	97404-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT RYAN MEADOWS 4TH ADDITION LOT 189 TL 03500
Legal Range	04
Legal Township	17
Legal Section	10
Legal Subdivision	RYAN MEADOWS
Legal Lot Number	189
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1028
Census Tract	2403

Owner

Source: Lane County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1295 STONE CREEK DR, EUGENE, OR 97404-3851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP, MORTGAGE CONNECT, LP
Oct 20, 2023	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 12, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 15, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	May 2, 2006 · Amount on Record
Deed Document Number	202330495
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Jun 4, 2026
Property Address	1295 STONE CREEK DR, EUGENE, OR 97404-3851
Document Number	0000017976
Instrument Date	May 5, 2026
Instrument	202617976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT, LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 STONE CREEK DR, EUGENE, OR 97404-3851

Mortgage

Document Number	0000017976,
Date	Jun 4, 2026
Instrument	202617976

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 20, 2023
Property Address	1295 STONE CREEK DR, EUGENE, OR 97404-3851
Document Number	0000030495
Map Reference	FILE 75 SL 425-428
Instrument Date	Oct 17, 2023
Instrument	2023-030495
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 STONE CREEK DR, EUGENE, OR 97404-3851

Mortgage

Document Number	0000030496
Date	Oct 20, 2023
Instrument	2023-030496

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1295 STONE CREEK DR, EUGENE, OR 97404-3851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058210
Date	Oct 12, 2020
Instrument	2020-058210

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1295 STONE CREEK DR, EUGENE, OR 97404-3851
Document Number	0000023976
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1295 STONE CREEK DR EUGENE OR 974043851, EUGENE, OR 97404-3851

Mortgage

Document Number	0000023976
Date	May 25, 2018
Instrument	23976

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,308.00 (+5.69%)	$247,705 (+6.09%)	$434,241 (+2.1%) Land $89,798 Building $344,443
2023	$4,076.00 (+4.27%)	$233,487 (+3%)	$425,313 (+7.63%) Land $76,786 Building $348,527
2022	$3,909.00	$226,687	$395,152 Land $89,798 Building $305,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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