1295 S Troy St, Aurora, CO 80012 Property Records

Arapahoe County property record for 1295 S Troy St, Aurora, CO 80012

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 1,392 sqft · built 1976
Lot Size	0.044 acres (1,917 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2022)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1973-24-2-10-125`

Property Details

APN / Parcel Number

Primary APN	`1973-24-2-10-125`
Alternative APNs	`031213568` `31213568` `213568`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,917 sqft (0.044 acres)
Lot Dimensions	80 ft deep x 24 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	323 sqft
Greenhouse	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031213568
Street Address	1295 S TROY ST
City	AURORA
State	CO
Zip	80012-6321
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISIONCD 028300 SUBDIVISIONNAME HALLCRAFTS VILLAGE EAST TOWNHOUSES 1ST FLG BLOCK 001 LOT 124 LOT 124 BLK 1 HALLCRAFTS VILLAGE EAST TOWNHOUSES 1ST FLG
Legal Range	67W
Legal Township	4S
Legal Section	24
Legal Quarter	2
Legal Subdivision	HALLCRAFTS VILLAGE EAST TOWNHOUSES 1ST F
Legal Block	001
Legal Lot Number	124
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1004
Census Tract	80700

Owner

1295 S Troy St, a townhouse, is owned and occupied by two individuals who bought it in January 2022.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1295 S TROY ST, AURORA, CO 80012-6321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 4, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Aug 31, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	20221203
Prior Transfer Date	May 24, 1996
Prior Transfer Doc	0000066831
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1295 S TROY ST, AURORA, CO 80012-6321
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 S TROY ST, AURORA, CO 80012-6321

Mortgage

Document Number	00E4041409
Date	Jul 1, 2024
Instrument	E4041409

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jan 1, 2052

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Recording Date	Jun 5, 2026
Property Address	1295 S TROY ST, AURORA, CO 80012-6321
Document Number	0000039192
Instrument Date	Apr 30, 2026
Instrument	202639192
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1295 S TROY ST, AURORA, CO 80012-6321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039192,
Date	Jun 5, 2026
Instrument	202639192

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Jan 1, 2052

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jan 4, 2022
Property Address	1295 S TROY ST, AURORA, CO 80012-6321
Document Number	00E2001203
Instrument Date	Dec 16, 2021
Instrument	E2001203
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1295 S TROY ST, AURORA, CO 80012-6321

Mortgage

Document Number	00E2001204
Date	Jan 4, 2022
Instrument	E2001204

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Mortgage

Document Number	00E2001205
Date	Jan 4, 2022
Instrument	E2001205

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 31, 2021
Property Address	1295 S TROY ST, AURORA, CO 80012-6321
Document Number	00E1135826
Instrument Date	Aug 30, 2021
Instrument	E1135826
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$33.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 S TROY ST, AURORA, CO 80012-6321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Dec 27, 2017
Property Address	1295 S TROY ST, AURORA, CO 80012-6321
Document Number	00D7145098
Instrument Date	Dec 22, 2017
Instrument	D7145098
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1295 S TROY ST, AURORA, CO 80012-6321

Mortgage

Document Number	00D7145099
Date	Dec 27, 2017
Instrument	D7145099

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1295 S Troy St was $2,630, up 16.1% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,941 (-2.08%)	$391,200 (-) Land $82,000 Building $309,200
2025	$2,630.00 (+16.11%)	$24,450	$391,200 Land $82,000 Building $309,200
2024	$2,265.00
2023		$23,638	$407,800 Land $82,000 Building $325,800
2021	$1,920.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1295 S Troy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1295 S Troy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Starry, T-Mobile.

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