1295 S Simms St, Denver, CO 80232 Property Records

Jefferson County property record for 1295 S Simms St, Denver, CO 80232

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.25 ba · 2,242 sqft · built 1972
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Apr 2021)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	May 2024 Sale Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`49-212-08-011`

Property Details

APN / Parcel Number

Primary APN	`49-212-08-011`
Alternative APNs	`300099817` `099817` `99817`

Interior

Bedrooms	6 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,242 sqft Living Area
Gross Area	4,345 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	1,106 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Covered Porch
Porch Area	599 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300099817
Street Address	1295 S SIMMS ST
City	DENVER
State	CO
Zip	80232-4943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SECTION 21 TOWNSHIP 04 RANGE 69 SUBDIVISIONCD 477200 SUBDIVISIONNAME LOCHWOOD FLG # 9 BLOCK 002 LOT 0011 SIZE: 10235 TRACT VALUE: .235
Legal Range	69W
Legal Township	04S
Legal Section	21
Legal Subdivision	LOCHWOOD FLG # 9
Legal Block	2
Legal Lot Number	11
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3004
Census Tract	11709

Owner

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1295 S SIMMS ST, DENVER, CO 80232-4943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Beneficiary Deed, Transfer
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit WESTERRA CU
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Nov 6, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jun 16, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on Record
Deed Sale	Apr 26, 2021 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	202165053
Last Transfer Date	Apr 17, 2024
Transfer Doc	0000025419
Record Updated	Oct 29, 2026

May 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON CO
Recording Date	May 8, 2024
Property Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943
Document Number	0000025419
Instrument Date	Apr 17, 2024
Instrument	2024025419
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014293
Date	Mar 14, 2023
Instrument	2023014293

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Apr 26, 2021
Property Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943
Document Number	0000065053
Instrument Date	Apr 22, 2021
Instrument	2021065053
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943

Mortgage

Document Number	0000065054
Date	Apr 26, 2021
Instrument	2021065054

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943
Document Number	0000112701
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 S SIMMS ST LAKEWOOD CO 802324943, LAKEWOOD, CO 80232-4943

Mortgage

Document Number	0000112701
Date	Nov 21, 2019
Instrument	112701

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Nov 17, 2017
Property Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943
Document Number	0000118970
Instrument Date	Nov 16, 2017
Instrument	2017118970
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943

Mortgage

Document Number	0000118971
Date	Nov 17, 2017
Instrument	2017118971

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jun 16, 2017
Property Address	1295 S SIMMS ST, LAKEWOOD, CO 80232-4943
Document Number	0000062312
Instrument Date	May 30, 2017
Instrument	62312
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 561 PARKER CO 801340561, PARKER, CO 80134-0561
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (+10.64%)	$45,224 (+3.96%) Land $16,164 Building $29,060	$723,574 (+2.74%) Land $258,620 Building $464,954
2023	$4,306.00	$43,503 Land $15,660 Building $27,843	$704,299 Land $233,725 Building $470,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT CLOVER WSD serves 44,000 people · EPA ID CO0130133
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Google Fiber.

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