1295 S 8th St, Independence, OR 97351 Property Records

Polk County property record for 1295 S 8th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,286 sqft · built 2014
Lot Size	0.148 acres (6,431 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2022)
Tax Bill	$5,391 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-10700`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-10700`
Alternative APN	`575576`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	2,687 sqft
1st Floor Area	966 sqft
2nd Floor Area	1,320 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,431 sqft (0.148 acres)
Garage Area	401 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	575576
Street Address	1295 S 8TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	SUNSET MEADOWS LOT 3
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	SUNSET MEADOWS
Legal Block	5
Legal Lot Number	3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5026
Census Tract	20305

Owner

1295 S 8th St is owned and occupied by two individuals who bought it in July 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1295 S 8TH ST, INDEPENDENCE, OR 97351-1543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 13, 2019	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Apr 10, 2015 · Amount on File
Deed Document Number	20228207
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 14, 2022
Property Address	1295 S 8TH ST, INDEPENDENCE, OR 97351-1543
Document Number	0000008207
Map Reference	VOL 14 PG 45
Instrument Date	Jul 8, 2022
Instrument	2022-008207
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1295 S 8TH ST, INDEPENDENCE, OR 97351-1543

Mortgage

Document Number	0000008208
Date	Jul 14, 2022
Instrument	2022-008208

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1295 S 8TH ST, INDEPENDENCE, OR 97351-1543
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016802
Date	Oct 25, 2021
Instrument	2021-016802

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1295 S 8TH ST, INDEPENDENCE, OR 97351-1543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013274
Date	Nov 13, 2019
Instrument	2019-013274

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1295 S 8TH ST, INDEPENDENCE, OR 97351-1543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017428
Date	Nov 20, 2020
Instrument	2020-017428

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1295 S 8th St was $5,391, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,080 (+3%) Land $53,250 Building $252,830	$534,580 (+4.25%) Land $150,000 Building $384,580
2025	$5,391.00 (+3.77%)	$297,170 (+3%) Land $51,700 Building $245,470	$512,810 (-0.55%) Land $135,000 Building $377,810
2024	$5,195.00 (-2.51%)	$288,520 (+3%) Land $50,190 Building $238,330	$515,630 (+1.22%) Land $137,600 Building $378,030
2023	$5,329.00 (+8.96%)	$280,120 (+3%) Land $48,730 Building $231,390	$509,440 (+9.34%) Land $135,000 Building $374,440
2022	$4,891.00	$271,970 Land $47,310 Building $224,660	$465,920 Land $114,000 Building $351,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 S 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 S 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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