1295 S 1st Ave, Bartow, FL 33830 Property Records

Polk County property record for 1295 S 1st Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,791 sqft · built 1953
Lot Size	0.452 acres (19,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,600 (Jul 2015)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-08-421500-011051`

Property Details

APN / Parcel Number

Primary APN	`25-30-08-421500-011051`
Alternative APNs	`083025421500011051` `83025000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	1,791 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	19,693 sqft (0.452 acres)
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	577 sqft
Shed	1 Shed

Location & Zoning

Street Address	1295 S 1ST AVE
City	BARTOW
State	FL
Zip	33830-6528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HARVEY LAND & IMP CO SUB PB 1 PG 31 BLK 11 LOTS 5 S 47 FT & 6
Legal Range	25E
Legal Township	30S
Legal Section	08
Legal Subdivision	HARVEY LAND AND IMP CO SUBDIVISION
Legal Tract	421500
Legal Block	11
Legal Lot Number	5
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1003
Census Tract	15102

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1295 S 1ST AVE, BARTOW, FL 33830-6528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on Record
Deed Sale	Jul 24, 2015 · Amount on Record
Prior Sale	Sep 7, 2012
Deed Document Number	2015134366
Deed Book / Page	9585 / 281
Prior Transfer Date	Oct 1, 2014
Prior Transfer Doc	0095850276
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1295 S 1ST AVE, BARTOW, FL 33830-6528
Document Number	0114051502
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1295 S 1ST AVE BARTOW FL 338306528, BARTOW, FL 33830-6528

Mortgage

Document Number	0114051502
Date	Oct 8, 2020
Book Page	011405/001502
Instrument	211772

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2040

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,132 (+2.7%)	$280,939 (-1.42%) Land $32,693 Building $248,246
2025	$1,750.00 (-11.03%) Homeowner's exemption	$139,369 (+5.99%)	$284,997 (+2.33%) Land $32,693 Building $252,304
2023	$1,967.00 (+16.6%) Homeowner's exemption	$131,496 (+3%)	$278,512 (+19.5%) Land $31,208 Building $247,304
2022	$1,687.00 Homeowner's exemption	$127,666	$233,069 Land $28,708 Building $204,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20