1295 Prairie St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1295 Prairie St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,664 sqft · built 1871
Lot Size	0.932 acres (40,600 sqft)
Owner	Individual Name on Record
Tax Bill	$8,212 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-24-376-006`

Property Details

APN / Parcel Number

Primary APN	`10-24-376-006`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,664 sqft Living Area
1st Floor Area	1,999 sqft
Upper Floors Area	2,065 sqft
Attic Area	700 sqft
Basement Area	566 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1871
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	40,600 sqft (0.932 acres)
Lot Dimensions	200 ft deep x 203 ft wide
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	893 sqft
Deck Area	160 sqft
Patio Area	565 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1295 PRAIRIE ST
City	DUBUQUE
State	IA
Zip	52001-6240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 780 & 781 A MCDANIELS SUB
Legal Subdivision	LINCOLN
Legal Lot Number	780,781 781
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2002
Census Tract	701

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2086 CREEK WOOD DR, DUBUQUE, IA 52003-7610
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Nov 15, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000010843
Record Updated	Jun 7, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 18, 2025
Property Address	1295 PRAIRIE ST, DUBUQUE, IA 52001-6240
Document Number	0000013690
Instrument Date	Dec 15, 2025
Instrument	2025-00013690
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$738.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 PRAIRIE ST, DUBUQUE, IA 52001-6240
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013691
Date	Dec 18, 2025
Instrument	2025-00013691

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Nov 15, 2023
Property Address	1295 PRAIRIE ST, DUBUQUE, IA 52001-6240
Document Number	0000010843
Instrument Date	Aug 28, 2023
Instrument	2023-00010843
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 MAIN ST, DUBUQUE, IA 52001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 MAIN ST, DUBUQUE, IA 52001

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$562,000 (-1.59%) Land $87,000 Building $475,000	$562,000 (-1.59%) Land $87,000 Building $475,000
2024	$8,212.00 (+0.93%)
2023		$571,100 (+18.81%) Land $87,000 Building $484,100	$571,100 (+18.81%) Land $87,000 Building $484,100
2022	$8,136.00 Homeowner's exemption	$480,700 Land $65,220 Building $415,480
2021			$480,700 Land $65,220 Building $415,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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