1295 Mountainview Dr, Oakland, MD 21550 Property Records

Garrett County property record for 1295 Mountainview Dr, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,238 sqft · built 2003
Lot Size	1.11 acres (48,351 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Jun 2026)
Tax Bill	$9,966 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-061570`

Property Details

APN / Parcel Number

Primary APN	`18-061570`
Alternative APN	`061570`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,238 sqft Total Area
Basement Area	1,312 sqft
Finished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	48,351 sqft (1.11 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	061570
Street Address	1295 MOUNTAINVIEW DR
City	OAKLAND
State	MD
Zip	21550-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48351 SQ FT LOT 83 SECT 10 MOUNTAINSIDE SUB
Legal Subdivision	MOUNTAINSIDE SUB
Legal Lot Number	83
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	1
Census Block	1007
Census Tract	502

Owner

1295 Mountainview Dr is owned by two individuals who bought it in June 2026.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 ISAAC CT, BERRYVILLE, VA 22611-1274
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 29, 2024	Gift Deed, Transfer
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Jun 22, 2021	Deed, Transfer REGIS TITLE LLC, RGS TITLE LLC
Dec 1, 2020	Correction Deed NOT AVAILABLE
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Book / Page	2694 / 266
Prior Transfer Date	Feb 14, 2024
Prior Transfer Doc	0025390333
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 26, 2026
Property Address	1295 MOUNTAINVIEW DR, OAKLAND, MD 21550-7129
Document Number	2694000266
Book / Page	2694 / 266
Instrument Date	Jun 11, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	ALLIED ESCROW AND TITLE, ALLIED TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$929,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ISAAC CT, BERRYVILLE, VA 22611-1274

Mortgage

Document Number	2694000271,
Date	Jun 26, 2026
Book Page	2694/271

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 29, 2024
Property Address	1295 MOUNTAINVIEW DR, OAKLAND, MD 21550-7129
Document Number	0025390333
Book / Page	2539 / 333
Map Reference	MB 3 PG 134
Instrument Date	Feb 14, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3185 ARIANA DR, OAKTON, VA 22124-1850

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	1295 MOUNTAINVIEW DR, OAKLAND, MD 21550-7129
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	VIRTUAL TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 MOUNTAINVIEW DR, OAKLAND, MD 21550-7129

Mortgage

Document Number	0023460153
Date	Sep 2, 2021
Book Page	2346/153

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 22, 2021
Property Address	1295 MOUNTAINVIEW DR, OAKLAND, MD 21550-7129
Document Number	0023240443
Book / Page	2324 / 443
Map Reference	MB 03 PG 134
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3185 ARIANA DR, OAKTON, VA 22124-1850

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 1, 2020
Property Address	1295 MOUNTAINVIEW DR, OAKLAND, MD 21550-7129
Document Number	0022620236
Book / Page	002262 / 000236
Instrument Date	Nov 23, 2020
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 MOUNTAINVIEW DR OAKLAND MD 215507129, OAKLAND, MD 21550-7129

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	1295 MOUNTAINVIEW DR, OAKLAND, MD 21550-7129
Document Number	0022620239
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 MOUNTAINVIEW DR OAKLAND MD 215507129, OAKLAND, MD 21550-7129

Mortgage

Document Number	0022620239
Date	Dec 1, 2020
Book Page	002262/000239

Lender

Name	FIRST UNITED BK
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1295 Mountainview Dr was $9,966, down 1.6% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,966.00 (-1.63%)	$789,700 (-0.08%) Land $72,500 Building $717,200	$789,700 (-0.08%) Land $72,500 Building $717,200
2025	$10,131.00	$790,300 Land $101,600 Building $688,700	$790,300 Land $101,600 Building $688,700
2023	$8,059.00	$602,367	$790,300 Land $101,600 Building $688,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 Mountainview Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Mountainview Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50

May also be available: Pogozone powered by Neubeam.

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