Hancock County and Mount Desert Town property record for 1295 Main St, Mount Desert, ME 04660
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,419 sqft · built 1925 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,866 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | MTDS M:007 L:048 |
| Primary APN | MTDS M:007 L:048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 3,631 sqft |
| 1st Floor Area | 1,254 sqft |
| Attic | Attic |
| Attic Area | 660 sqft |
| Basement Area | 894 sqft |
| Unfinished Basement | 894 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 383 |
|---|---|
| Street Address | 1295 MAIN ST |
| City | MOUNT DESERT |
| State | ME |
| Zip | 04660-6407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Lot Number | 48 |
| Jurisdiction | MOUNT DESERT ME |
| Township / Civil Division | MOUNT DESERT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 966000 |
1295 Main St is owned and occupied by two individuals.
Source: Hancock County and Mount Desert Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1295 MAIN ST, MOUNT DESERT, ME 04660-6407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1295 Main St was $3,866, up 2% from the year before.
Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Mount Desert Town |
| Elementary School District | Mount Desert (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,866.00 (+2.03%) | $488,800 (+19.98%) Land $278,400 Building $210,400 |
| 2024 | $3,789.00 (+6.64%) | $407,400 (-) Land $232,000 Building $175,400 |
| 2023 | $3,553.00 (+8.49%) | $407,400 (-) Land $232,000 Building $175,400 |
| 2022 | $3,275.00 | $407,400 Land $232,000 Building $175,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1295 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1295 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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