1295 Large Oak Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 1295 Large Oak Dr, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,175 sqft · built 2007
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Feb 2022)
Tax Bill	$6,160 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105-160-026-000`

Property Details

APN / Parcel Number

Primary APN	`105-160-026-000`
Alternative APN	`1051602610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Construction Type	Wood
Lot Area	261,360 sqft (6 acres)
Terrain	Combination
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	1051602610
Street Address	1295 LARGE OAK DR
City	PLACERVILLE
State	CA
Zip	95667-9477
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE
Legal Description	SEC 23 11 9
Legal Range	09
Legal Township	11
Legal Section	23
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1014
Census Tract	30901

Owner

Source: El Dorado County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 15, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 15, 2023	Intrafamily Transfer, Transfer
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 11, 2022	Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	0000006971
Last Transfer Date	Nov 15, 2023
Transfer Doc	0000032581
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Jul 30, 2026
Property Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477
Document Number	0000024884
Instrument Date	Jun 20, 2026
Instrument	202624884
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477

Mortgage

Document Number	0000024884,
Date	Jul 30, 2026
Instrument	202624884

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Mar 1, 2052

Interest

Rate	6.51%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477

Mortgage

Document Number	0000035139
Date	Dec 15, 2023
Instrument	2023-0035139

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Mar 1, 2052

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 15, 2023
Property Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477
Document Number	0000032581
Instrument Date	Nov 14, 2023
Instrument	2023-0032581
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477

Mortgage

Document Number	0000022900
Date	Aug 16, 2023
Instrument	2023-0022900

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Mar 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477

Mortgage

Document Number	0000041870
Date	Oct 27, 2022
Instrument	2022-0041870

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2052

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 11, 2022
Property Address	1295 LARGE OAK DR, PLACERVILLE, CA 95667-9477
Document Number	0000006971
Instrument Date	Feb 2, 2022
Instrument	2022-0006971
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	313 FIGUEROA ST, FOLSOM, CA 95630-2603

Mortgage

Document Number	0000006972
Date	Feb 11, 2022
Instrument	2022-0006972

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,160.00 (-6%)	$553,605 (+3.38%) Land $175,287 Building $378,318
2023	$6,553.00 (+63.17%)	$535,500 Land $188,700 Building $346,800
2022	$4,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Zeta Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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