1295 Harvard Rd, Berkley, MI 48072 Property Records

Oakland County property record for 1295 Harvard Rd, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 824 sqft · built 1942
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2021)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-454-016`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-454-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	129 ft deep x 55 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	109 sqft
Deck Area	26 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1295 HARVARD RD
City	BERKLEY
State	MI
Zip	48072-1980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 17 BENJAMIN F MORTENSON'S PLEASANT GARDENS SUB. LOT 117
Legal Range	11E
Legal Township	01N
Legal Section	17
Legal Subdivision	BENJAMIN F MORTENSONS PLEASANT GARDENS
Legal Lot Number	117
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1006
Census Tract	170400

Owner

1295 Harvard Rd is owned and occupied by an individual who bought it in January 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1295 HARVARD RD, BERKLEY, MI 48072-1980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 14, 2021	Warranty Deed, Transfer
Feb 24, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Feb 24, 2017 · Amount on File
Deed Document Number	202111612
Deed Book / Page	55506 / 130
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1295 HARVARD RD, BERKLEY, MI 48072-1980
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WOODSIDE RD, ROYAL OAK, MI 48073-2644

Mortgage

Document Number	0000038821
Date	Feb 11, 2021
Book Page	55683/779
Instrument	38821

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 14, 2021
Property Address	1295 HARVARD RD, BERKLEY, MI 48072-1980
Document Number	0000011612
Book / Page	55506 / 130
Map Reference	LB 14 PG 30
Instrument Date	Dec 18, 2020
Instrument	11612
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 HARVARD RD, 1295, BERKLEY, MI 48072-1980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 HARVARD RD, BERKLEY, MI 48072-1980

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 24, 2017
Property Address	1295 HARVARD RD, BERKLEY, MI 48072-1980
Document Number	0000035718
Book / Page	50418 / 00577
Map Reference	LB 14 PG 30
Instrument Date	Feb 15, 2017
Instrument	35718
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 HARVARD RD, 1295, BERKLEY, MI 48072-1980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 HARVARD RD, BERKLEY, MI 48072-1980

Mortgage

Document Number	0000035719
Date	Feb 24, 2017
Instrument	35719

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Harvard Rd was $5,452 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,452.00 (-2.89%) Homeowner's exemption	$159,980	$319,960
2024	$5,614.00
2023		$139,520	$279,040
2021	$4,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 Harvard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1295 Harvard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,025 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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