1295 Estancia Woods Loop, Windermere, FL 34786 Property Records

Orange County property record for 1295 Estancia Woods Loop, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,007 sqft · built 2018
Lot Size	0.325 acres (14,148 sqft)
Owner	2 Individual Names on File
Last Sale	$1,475,000 (Feb 2025)
Tax Bill	$14,639 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-28-2480-00-210`

Property Details

APN / Parcel Number

Primary APN	`06-23-28-2480-00-210`
Alternative APNs	`282306248000210` `275166` `280010` `284168`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,007 sqft Living Area
Gross Area	5,658 sqft
1st Floor Area	3,493 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,148 sqft (0.325 acres)
Garage Type	Attached
Garage Area	746 sqft

Exterior Amenities

Porch	Slab
Porch Area	390 sqft
Patio Area	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1295 ESTANCIA WOODS LOOP
City	WINDERMERE
State	FL
Zip	34786-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ESTANCIA AT WINDERMERE 89/129 LOT 21
Legal Range	28E
Legal Township	23S
Legal Section	06
Legal Subdivision	ESTANCIA AT WINDERMERE
Legal Tract	2480
Legal Lot Number	21
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2016
Census Tract	17120

Owner

1295 Estancia Woods Loop is owned and occupied by two individuals who bought it in February 2025.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2025	Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jul 5, 2018	Special Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	2025114950
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 27, 2025
Property Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Document Number	0000114950
Map Reference	MB 89 PG 129
Instrument Date	Feb 18, 2025
Instrument	20250114950
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ORLANDO TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14210 PROMENADE DR, HUNTERSVILLE, NC 28078-6686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Mortgage

Document Number	0000114951
Date	Feb 27, 2025
Instrument	20250114951

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Mortgage

Document Number	0000240386
Date	Apr 21, 2021
Instrument	20210240386

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Mortgage

Document Number	20210240386
Date	Apr 21, 2021
Instrument	20210240386

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2046

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 5, 2018
Property Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937
Document Number	0000395715
Map Reference	MB 89 PG 129-134
Instrument Date	Jun 29, 2018
Instrument	20180395715
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,151.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 LAKE LUCIEN DR350, 260, MAITLAND, FL 32751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 ESTANCIA WOODS LOOP, WINDERMERE, FL 34786-7937

Mortgage

Document Number	0000395716
Date	Jul 5, 2018
Instrument	20180395716

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Estancia Woods Loop was $14,639, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,358,610 (+53.27%) Land $140,000 Building $1,218,610	$1,358,610 (-1.35%) Land $140,000 Building $1,218,610
2025	$14,639.00 (+2.95%) Homeowner's exemption	$886,418	$1,377,150 Land $140,000 Building $1,237,150
2024	$14,219.00 (+3.3%)
2023	$13,765.00 (+2.85%) Homeowner's exemption	$836,346 (+3%)	$1,064,663 (+15.3%) Land $140,000 Building $924,663
2022	$13,383.00 Homeowner's exemption	$811,986	$923,411 Land $140,000 Building $783,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 Estancia Woods Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Estancia Woods Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Summit Broadband, Xfinity.

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