1295 E Sandcroft Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1295 E Sandcroft Ct, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,360 sqft · built 2000
Lot Size0.29 acres (12,635 sqft)
Owner2 Individual Names on Record
Last Sale$223,600 (Mar 2000)
Tax Bill$6,176 (2026)
Deeds & MortgagesApr 2020 Mortgage
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-095751

Property Details

APN / Parcel Number

Primary APN05-095751
Alternative APNs
  • 5095751
  • 095751

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,360 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,635 sqft (0.29 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number095751
Street Address1295 E SANDCROFT CT
CitySYKESVILLE
StateMD
Zip21784-8824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-200
Legal DescriptionLT 88 -12635 SQ FT E SANDCROFT CT 41-203 191 STONE MANOR
Legal SubdivisionSTONEMAR
Legal Lot Number88
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group1
Census Block1006
Census Tract505101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1295 E SANDCROFT CT, SYKESVILLE, MD 21784-8824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 8, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2000 · Amount on Record
Deed SaleMar 16, 2000 · Amount on Record
Deed Document Number2000993646
Deed Book / Page2316 / 978
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1295 E SANDCROFT CT, ELDERSBURG, MD 21784-8824
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRST EQUITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096360209
DateApr 16, 2020
Book Page9636/209
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1295 E SANDCROFT CT, ELDERSBURG, MD 21784-8824
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104410174
DateSep 8, 2021
Book Page10441/174
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,176.00 (+4.96%) Homeowner's exemption$548,333 (+15.54%)$578,600 (+18.61%) Land $200,000 Building $378,600
2025$5,884.00 (+9.74%) Homeowner's exemption
2023$5,362.00 Homeowner's exemption$474,567$487,800 Land $180,000 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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