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1295 E Main Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 1295 E Main Ave, Morgan Hill, CA 95037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,555 sqft · built 1920
Lot Size0.628 acres (27,383 sqft)
OwnerIndividual Name on File
Last Sale$1,100,000 (Nov 2022)
Tax Bill$13,016 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2023 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN728-29-016

Property Details

APN / Parcel Number

Primary APN728-29-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,555 sqft Living Area
1st Floor Area1,772 sqft
2nd Floor Area783 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleOther
Construction TypeWood
Lot Area27,383 sqft (0.628 acres)
Lot Dimensions197 ft deep x 139 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1295 E MAIN AVE
CityMORGAN HILL
StateCA
Zip95037-3205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionCITY/MUNI/TWP:UNINCORPORATED
Legal SubdivisionCASALEGNOS
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2024
Census Tract512308

Owner

Source: Santa Clara County records · APN 728-29-016

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHAMPIONS FUNDING LLC
Nov 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Nov 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
TOUCHDOWN MORTGAGE FUND LP
Nov 14, 2022Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2022 · Amount on Record
Deed SaleNov 14, 2022 · Amount on Record
Prior SaleNov 14, 2022 · Amount on Record
Deed Document Number25399562
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205

Mortgage

Document Number0025955576
DateMar 12, 2026
Instrument25955576
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Address365 E GERMANN RD STE 140, GILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205
Transaction TypeMortgage
Record UpdatedDec 06, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205

Mortgage

Document Number0025567087
DateNov 22, 2023
Instrument25567087
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateDec 01, 2033
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change9.25%
Index1-Year T-Bill
Max Rate13.2%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateNov 14, 2022
Property Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205
Document Number0025399563
Map ReferenceMB 20 PG 6
Instrument DateNov 09, 2022
Instrument25399563
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205

Mortgage

Document Number0025399564
DateNov 14, 2022
Instrument25399564
Lender
NameTOUCHDOWN MORTGAGE FUND LP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term37 Months
DueDec 01, 2025

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateNov 14, 2022
Property Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205
Document Number0025399562
Map ReferenceMB 20 PG
Instrument DateNov 09, 2022
Instrument25399562
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 E MAIN AVE, MORGAN HILL, CA 95037-3205

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,016.00 (+2.6%) Homeowner's exemption$1,144,440 (+4.04%) Land $879,138 Building $265,302
2023$12,686.00 (+2,079.73%)$1,100,000 Land $845,000 Building $255,000
2022$582.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Communications, LLC.
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

Based on FCC filings for 92 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MORGAN HILL
serves 47,374 people
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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