1295 Cranwell Dr, Mount Ulla, NC 28125 Property Records

Rowan County property record for 1295 Cranwell Dr, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,018 sqft · built 2020
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$48,000 (Dec 2018)
Tax Bill	$4,349 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`558B076`

Property Details

APN / Parcel Number

Primary APN	`558B076`
Alternative APN	`708328`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,018 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Lot Area	60,113 sqft (1.38 acres)
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1295 CRANWELL DR
City	MOUNT ULLA
State	NC
Zip	28125-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L99 1.38AC
Legal Subdivision	BERKSHIRE SUBDIVISION
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2036
Census Tract	51901

Owner

1295 Cranwell Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1295 CRANWELL DR, MOUNT ULLA, NC 28125-7669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
May 28, 2020	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK
Dec 28, 2018	Warranty Deed, Transfer PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on File
Deed Sale	Dec 28, 2018 · Amount on File
Deed Book / Page	1320 / 975
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1295 CRANWELL DR, MOUNT ULLA, NC 28125-7669
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013780913
Date	Jul 6, 2021
Book Page	1378/913

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1295 CRANWELL DR, MOUNT ULLA, NC 28125-7669
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013490214
Date	May 28, 2020
Book Page	1349/214

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	8.95%
Index	1-Year CMT
Max Rate	8.95%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 28, 2018
Property Address	1295 CRANWELL DR, MOUNT ULLA, NC 28125-7669
Document Number	0013200975
Book / Page	1320 / 0975
Map Reference	MB 9995 PG 8740
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21031 CATAWBA AVE STE 105, 21031, CORNELIUS, NC 28031-8827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 GRANDVIEW AVENUE, CLARK, NJ

Mortgage

Document Number	13200976
Date	Dec 28, 2018
Instrument	1320/0976

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 21, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 1295 Cranwell Dr was $4,349.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,349.00	$649,250 Land $55,000 Building $594,250	$649,250 Land $55,000 Building $594,250
2023	$4,349.00	$649,250 Land $55,000 Building $594,250	$649,250 Land $55,000 Building $594,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 Cranwell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Cranwell Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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