Albemarle County property record for 1295 Copperstone Dr, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,048 sqft Finished Area |
| Lot Size | 19,863 sqft (0.456 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $299,900 (2019) |
| Tax Bill | $3,998.00 (2026) |
| Primary APN | 090C0-00-00-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,048 sqft Finished Area |
| Stories | 1 Stories |
| Primary Flooring | Parquet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 19,863 sqft (0.456 acres) |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 424 sqft Deck |
|---|---|
| Patio Area | 424 sqft Patio |
| Porch Area | 45 sqft Porch |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1295 COPPERSTONE DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8788 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK 1 5 PH-1 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 090C0-00-00-00500
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1295 COPPERSTONE DR, CHARLOTTESVILLE, VA 22902-8788 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Apr 30, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WATERSTONE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Deed Doc Number | 20193964 |
| Deed Book / Page | 5160 / 128 |
| Prior Transfer Date | Aug 17, 2013 |
| Prior Transfer Doc | 0000012201 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1295 COPPERSTONE DR, CHARLOTTESVILLE, VA 22902-8788 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5616/153 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 5616/153 |
| Instrument | 2021-00016570 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 30, 2019 |
| Property Address | 1295 COPPERSTONE DR, CHARLOTTESVILLE, VA 22902-8788 |
| Document Number | 0000003964 |
| Book / Page | 005160 / 000128 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 3964 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2019 |
| Title Company | CLOSURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1295 COPPERSTONE DR CHARLOTTESVILLE VA 229028788, CHARLOTTESVILLE, VA 22902-8788 |
| Document Number | 3965 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 005160/000132 |
| Instrument | 3965 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,998.00 (+10.08%) | $447,200 (+10.07%) Land $200,000 Building $247,200 | $447,200 (+10.07%) Land $200,000 Building $247,200 |
| 2025 | $3,632.00 (+14.57%) | $406,300 (+9.46%) Land $144,000 Building $262,300 | $406,300 (+9.46%) Land $144,000 Building $262,300 |
| 2023 | $3,170.00 | $371,200 Land $144,000 Building $227,200 | $371,200 Land $144,000 Building $227,200 |
1295 Copperstone Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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