1295 Coggins St, Redding, CA 96003 Property Records

Shasta County property record for 1295 Coggins St, Redding, CA 96003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 2004
Lot Size	1.76 acres (77,101 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Feb 2025)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-450-040-000`

Property Details

APN / Parcel Number

Primary APN	`115-450-040-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,964 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	77,101 sqft
Garage Type	Detached
Garage Area	748 sqft

Location & Zoning

Account Number	115450040000
Street Address	1295 COGGINS ST
City	REDDING
State	CA
Zip	96003-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OS
Legal Subdivision	LAND PARK SUBDIVISION
Legal Lot Number	39-41
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2003
Census Tract	10702

Owner

Source: Shasta County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5534 MUIR PEAK RD, REDDING, CA 96002-9136
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 5, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	May 5, 2023 · Amount on Record
Deed Document Number	20253762
Prior Transfer Date	Feb 24, 2025
Prior Transfer Doc	0000003762
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	1295 COGGINS ST, REDDING, CA 96003-5373
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5534 MUIR PEAK RD, REDDING, CA 96002-9136
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003904
Date	Feb 23, 2026
Instrument	2026-0003904

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	11.2%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	May 5, 2023
Property Address	1295 COGGINS ST, REDDING, CA 96003-5373
Document Number	0000009415
Map Reference	MB 23 PG 31
Instrument Date	Apr 25, 2023
Instrument	2023-0009415
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1735 WILLIS ST, REDDING, CA 96001-1774

Mortgage

Document Number	0000009416
Date	May 5, 2023
Instrument	2023-0009416

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	13.5%
Index	1-Year T-Bill
Max Rate	13.2%

Tax Assessment & Valuation

Source: Shasta County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Unified School District	Gateway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$79,560 (-10.03%) Land $66,810 Building $12,750
2025	$1,080.00 (+6.3%)	$88,433 (+3.66%) Land $75,949 Building $12,484
2023	$1,016.00 (+2.52%)	$85,312 Land $74,388 Building $10,924
2022	$991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 77% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDDING serves 90,254 people · EPA ID CA4510005
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
DigitalPath Fixed Wireless	400 / 20
Com-Pair Services Fixed Wireless	100 / 25

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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