1295 Chestnut Ln, Temperance, MI 48182 Property Records

Monroe County property record for 1295 Chestnut Ln, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,325 sqft · built 1960
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Sep 1997)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-710-062-00`

Property Details

APN / Parcel Number

Primary APN	`02-710-062-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,325 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	197 ft deep x 77.5 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	1295 CHESTNUT LN
City	TEMPERANCE
State	MI
Zip	48182-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	WOODSTREAM ACRES NO 2 LOT 108
Legal Subdivision	WOODSTREAM ACRES 2
Legal Lot Number	108
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3008
Census Tract	833800

Owner

1295 Chestnut Ln is owned and occupied by two individuals who bought it in September 1997.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1295 CHESTNUT LN, TEMPERANCE, MI 48182-9412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1997 · Amount on File
Deed Sale	Sep 23, 1997 · Amount on File
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1295 CHESTNUT LN, TEMPERANCE, MI 48182-9412
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 CHESTNUT LN, TEMPERANCE, MI 48182-9412

Mortgage

Document Number	0000004838
Date	Apr 10, 2023
Instrument	2023R04838

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1295 CHESTNUT LN, TEMPERANCE, MI 48182-9412
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 CHESTNUT LN, TEMPERANCE, MI 48182-9412

Mortgage

Document Number	2021R18617
Date	Jul 15, 2021
Instrument	2021R18617

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Chestnut Ln was $2,385 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,600 Land $100,600	$201,200 Land $201,200
2025	$2,385.00 Homeowner's exemption
2023	$1,737.00 Homeowner's exemption	$73,600	$147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1295 Chestnut Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Chestnut Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Chestnut Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures