Seminole County property record for 1295 Caruthers Woods Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,002 sqft · built 1999 |
| Lot Size | 7.65 acres (333,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jan 1997) |
| Tax Bill | $2,780 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 17-20-32-300-001J-0000 |
| Primary APN | 17-20-32-300-001J-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| 1st Floor Area | 2,004 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 333,234 sqft (7.65 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 465 sqft |
| Patio Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 1295 CARUTHERS WOODS RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 17 TWP 20S RGE 32E BEG 844 FT N OF E 1/4 COR RUN N 848 FT W 671 FT S 04 DEG 39 MIN 07 SEC W 850.8 FT E 740 FT TO BEG |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 17 |
| Legal Subdivision | METES & BOUNDS |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1295 CARUTHERS WOODS RD, GENEVA, FL 32732-9127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 1997 · Amount on Record |
| Deed Sale | Jan 14, 1997 · Amount on Record |
| Deed Document Number | 0318400929 |
| Deed Book / Page | 03184 / 00929 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1295 CARUTHERS WOODS RD, GENEVA, FL 32732-9127 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 1295 CARUTHERS WOODS RD, GENEVA, FL 32732-9127 |
| Document Number | 0100621689 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 10062/1689 |
| Instrument | 2021131965 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 4, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1295 CARUTHERS WOODS RD, GENEVA, FL 32732-9127 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099111045 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 9911/1045 |
| Instrument | 2021053798 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,780.00 (+10.41%) Homeowner's exemption | $237,264 (+5.99%) | $551,758 (+5.11%) Land $299,115 Building $252,643 |
| 2023 | $2,518.00 (+2.78%) Homeowner's exemption | $223,861 (+3%) | $524,930 (+5.67%) Land $286,110 Building $238,820 |
| 2022 | $2,450.00 Homeowner's exemption | $217,341 | $496,757 Land $260,100 Building $236,657 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1994–2022) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MULLETT LAKE WATER ASSOCIATION private · serves 976 people · EPA ID FL3590865 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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