Santa Clara County property record for 1295 Borges Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.77 acres (77,536 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $830,000 (Sep 2013) |
| Tax Bill | $9,043 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 830-18-027 |
| Primary APN | 830-18-027 |
|---|
| Lot Area | 77,536 sqft |
|---|
| Street Address | 1295 BORGES CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20A |
| Legal Subdivision | PARCEL MAP |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 512401 |
Source: Santa Clara County records · APN 830-18-027
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1295 BORGES CT, GILROY, CA 95020-9263 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| May 18, 2021 | Intrafamily Transfer, Transfer |
| Nov 05, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2013 · Amount on Record |
| Deed Sale | Sep 26, 2013 · Amount on Record |
| Prior Sale | Jun 11, 2013 · Amount on Record |
| Deed Document Number | 201322398335 |
| Last Transfer Date | May 12, 2021 |
| Transfer Doc | 0024964167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jun 22, 2026 |
| Property Address | 1295 BORGES CT, GILROY, CA 95020-9263 |
| Document Number | 0026007137 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202626007137 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1295 BORGES CT, GILROY, CA 95020-9263 |
| Document Number | 0026007137, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202626007137 |
| Type | Line of Credit |
|---|
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 18, 2021 |
| Property Address | 1295 BORGES CT, GILROY, CA 95020-9263 |
| Document Number | 0024964167 |
| Map Reference | MB 460 PG 5&6 |
| Instrument Date | May 12, 2021 |
| Instrument | 24964167 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1295 BORGES CT, GILROY, CA 95020-9263 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 05, 2020 |
| Property Address | 1295 BORGES CT, GILROY, CA 95020-9263 |
| Document Number | 0024691032 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 24691032 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1295 BORGES CT GILROY CA 950209263, GILROY, CA 95020-9263 |
Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $756,390 (+2%) Land $218,733 Building $537,657 | |
| 2025 | $9,043.00 (+1.65%) Homeowner's exemption | $741,560 (+4.04%) Land $214,445 Building $527,115 |
| 2024 | $8,896.00 (+0.75%) | |
| 2023 | $8,830.00 (+1.83%) Homeowner's exemption | $712,767 Land $206,119 Building $506,648 |
| 2022 | $8,671.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 26 in force |
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hankins Information Technology Fiber · Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
May also be available: South Valley Internet.
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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