12949 Riverview Dr, Gowen, MI 49326 Property Records

Kent County property record for 12949 Riverview Dr, Gowen, MI 49326

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,816 sqft · built 2019
Lot Size	0.989 acres (43,081 sqft)
Owner	Company Name on File
Last Sale	$11,000 (May 2017)
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Jul 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-102-027`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-102-027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Basement Area	1,624 sqft
Unfinished Basement	1,624 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	43,081 sqft (0.989 acres)
Lot Dimensions	275 ft deep x 156 ft wide
Garage Area	792 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12949 RIVERVIEW DR
City	GOWEN
State	MI
Zip	49326-9486
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-R
Legal Description	410426102027 UNIT 27 * BOWEN LAKE VILLAGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.297 LIBER 3564 PAGE 200 AS AMENDED BY
Legal Subdivision	BOWEN LAKE VILLAGE KENT COUNTY CONDOMINI
Legal Unit	27
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2025
Census Tract	10102

Owner

Source: Kent County records · APN 41-04-26-102-027

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12949 RIVERVIEW DR, GOWEN, MI 49326-9486
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2020	Loan Modification, Mortgage · Conventional Mortgage LAKE MI CU
Jul 26, 2019	Quit Claim Deed, Transfer SUN TITLE AGENCY LLC, SUN TITLE AGCY LLC
Jul 26, 2019	Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU
Nov 06, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Feb 26, 2010 · Amount on Record
Deed Document Number	201740653
Last Transfer Date	Jul 23, 2019
Transfer Doc	0000054668
Record Updated	Sep 20, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT MI
Property Address	12949 RIVERVIEW DR, GOWEN, MI 49326-9486
Document Number	0000095237
Instrument Date	Oct 01, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12949 RIVERVIEW DR GOWEN MI 493269486, GOWEN, MI 49326-9486

Mortgage

Document Number	0000095237
Date	Oct 14, 2020
Instrument	95237

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Interest

Rate	3.99%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jul 26, 2019
Property Address	12949 RIVERVIEW DR, GOWEN, MI 49326-9486
Document Number	0000054668
Instrument Date	Jul 23, 2019
Instrument	54668
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	SUN TITLE AGENCY LLC, SUN TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6265 76TH ST SE CALEDONIA MI 493168208, CALEDONIA, MI 49316-8208

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Jul 26, 2019
Property Address	12949 RIVERVIEW DR, GOWEN, MI 49326-9486
Document Number	0000054666
Map Reference	LB 3564 PG 200
Instrument Date	Jul 23, 2019
Instrument	20190726-0054666
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6265 76TH ST SE, CALEDONIA, MI 49316-8208

Mortgage

Document Number	0000054667
Date	Jul 26, 2019
Instrument	20190726-0054667

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.99%
Index	1-Year LIBOR
Max Rate	8.99%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Nov 06, 2017
Property Address	12949 RIVERVIEW DR, GOWEN, MI 49326-9486
Document Number	0000093614
Instrument Date	Oct 26, 2017
Instrument	93614
Transaction Type	Transfer
Record Updated	Dec 05, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6265 76TH ST SE CALEDONIA MI 493168208, CALEDONIA, MI 49316-8208

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 12, 2017
Property Address	12949 RIVERVIEW DR, GOWEN, MI 49326-9486
Document Number	0000040653
Instrument Date	May 11, 2017
Instrument	40653
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transaction

Amount	Amount Recorded
Tax	$94.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6265 76TH ST SE CALEDONIA MI 493168208, CALEDONIA, MI 49316-8208

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (-57.63%) Homeowner's exemption	$208,400 (+9.11%)	$416,800 (+9.11%)
2023		$191,000	$382,000
2021	$3,602.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), as of January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 27 locations within half a mile of this property.

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