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12949 Ottawa Dr, Lusby, MD 20657 Property Records

Calvert County property record for 12949 Ottawa Dr, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,108 sqft · built 1990
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on Record
Last Sale$94,800 (Nov 1990)
Tax Bill$3,284 (2025)
Flood ZoneZone X (minimal risk)
APN01-063626

Property Details

APN / Parcel Number

Primary APN01-063626
Alternative APNs
  • 1063626
  • 063626

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,108 sqft Total Area
Basement Area884 sqft
Finished Basement884 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,200 sqft (0.257 acres)
PorchSlab
Porch Area192 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number063626
Street Address12949 OTTAWA DR
CityLUSBY
StateMD
Zip20657-3255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 14 BLK G SEC 1 DRUM POINT
Legal SubdivisionDRUM POINT
Legal BlockG
Legal Lot Number14
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group2
Census Block2022
Census Tract861003

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12949 OTTAWA DR, LUSBY, MD 20657-3255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1990 · Amount on Record
Deed SaleNov 1, 1990 · Amount on Record
Prior SaleMay 9, 1989 · Amount on Record
Deed Book / Page537 / 480
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,400 (+26.11%) Land $78,400 Building $209,000$287,400 (+26.11%) Land $78,400 Building $209,000
2025$3,284.00 (+38.74%)
2023$2,367.00 Homeowner's exemption$227,900 Land $78,400 Building $149,500$227,900 Land $78,400 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimNov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: IQ Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ottawa Dr

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