Montgomery County property record for 12948 Ranchette Rd, Montgomery, TX 77356
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,730 sqft · built 1996 |
| Lot Size | 2.29 acres (99,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,300 (Oct 1997) |
| Tax Bill | $791 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2623-00-02400 |
| Primary APN | 2623-00-02400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 1,730 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 99,970 sqft |
| View / Lot | Front |
| Garage Type | Carport |
| Garage Area | 350 sqft |
| Carport | Carport |
| Carport Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12948 RANCHETTE RD |
|---|---|
| City | MONTGOMERY |
| State | TX |
| Zip | 77356-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | BIG OAK RANCHETTES, LOT 24 |
| Legal Subdivision | BIG OAK RANCHETTES |
| Legal Lot Number | 24 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 694700 |
12948 Ranchette Rd is owned and occupied by two individuals who bought it in October 1997.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12948 RANCHETTE RD, MONTGOMERY, TX 77356-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 1997 · Amount on File |
| Deed Sale | Oct 9, 1997 · Amount on File |
| Prior Sale | Mar 4, 1995 |
| Deed Document Number | 199765090 |
| Prior Transfer Date | Oct 3, 1997 |
| Prior Transfer Doc | 0000065090 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12948 Ranchette Rd was $791 with exemptions applied, up 3.9% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Montgomery Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,620 (+4.82%) Land $45,900 Building $299,720 | $345,620 (-4.06%) Land $45,900 Building $299,720 | |
| 2025 | $791.00 (+3.94%) Homeowner's exemption Senior Citizen's exemption | $329,740 (+1%) Land $45,900 Building $314,339 | $360,239 (+20.17%) Land $45,900 Building $314,339 |
| 2024 | $761.00 (-3.55%) Homeowner's exemption Senior Citizen's exemption | $299,764 (-7.14%) Land $45,900 Building $253,864 | $299,764 (-12.72%) Land $45,900 Building $253,864 |
| 2023 | $789.00 Homeowner's exemption | $322,810 Land $45,900 Building $297,560 | $343,460 Land $45,900 Building $297,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12948 Ranchette Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2006–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12948 Ranchette Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG OAKS RANCHETTE SUBDIVISION private · serves 42 people · EPA ID TX1700639 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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