12947 Spring Rain Rd, Jacksonville, FL 32258 Property Records

Duval County property record for 12947 Spring Rain Rd, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,480 sqft · built 2007
Lot Size	0.038 acres (1,656 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Mar 2020)
Tax Bill	$3,539 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168085-0242`

Property Details

APN / Parcel Number

Primary APN	`168085-0242`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	640 sqft
Upper Floors Area	880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,656 sqft (0.038 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12947 SPRING RAIN RD
City	JACKSONVILLE
State	FL
Zip	32258-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61-164 30-4S-28E .04 VERANO REPLAT LOT 14E
Legal Range	28E
Legal Township	04S
Legal Section	30
Legal Subdivision	VERANO REPLAT
Legal Lot Number	14E
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2000
Census Tract	16812

Owner

12947 Spring Rain Rd is owned and occupied by an individual who bought it in March 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2020	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Feb 6, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Feb 6, 2018 · Amount on File
Deed Document Number	202054434
Deed Book / Page	19131 / 1515
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201

Mortgage

Document Number	0216151156
Date	Sep 11, 2025
Book Page	21615/1156
Instrument	2025212925

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jul 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201

Mortgage

Document Number	0203332240
Date	Jun 24, 2022
Book Page	20333/2240
Instrument	2022166888

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 6, 2020
Property Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201
Document Number	0191311515
Book / Page	19131 / 1515
Map Reference	MB 61 PG 164-177
Instrument Date	Feb 25, 2020
Instrument	2020054434
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	KENDALL TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 KENILWORTH AVE, 905, CHARLOTTE, NC 28204-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201

Mortgage

Document Number	0191311517
Date	Mar 6, 2020
Instrument	19131/1517

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 6, 2018
Property Address	12947 SPRING RAIN RD, JACKSONVILLE, FL 32258-5201
Document Number	0182750661
Book / Page	018275 / 000661
Instrument Date	Feb 1, 2018
Instrument	29123
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	WATSON TITLE SERVICES/N FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12947 SPRING RAIN RD JACKSONVILLE FL 322585201, JACKSONVILLE, FL 32258-5201

Mortgage

Document Number	182750663
Date	Feb 6, 2018
Book Page	018275/000663
Instrument	29124

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12947 Spring Rain Rd was $3,539 with a homeowner's exemption, up 7.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,950 (+2.7%)	$218,888 (-7.86%) Land $60,000 Building $158,888
2025	$3,539.00 (+7.27%) Homeowner's exemption	$183,983	$237,558 Land $70,000 Building $167,558
2024	$3,299.00 (+2.49%)
2023	$3,219.00 (+7.48%) Homeowner's exemption	$173,591 (+3%)	$232,382 (+13.04%) Land $55,000 Building $177,382
2022	$2,995.00 Homeowner's exemption	$168,535	$205,579 Land $50,000 Building $155,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12947 Spring Rain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12947 Spring Rain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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