Hillsborough County property record for 12946 Tribute Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,243 sqft · built 2005 |
| Lot Size | 0.253 acres (11,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (Sep 2019) |
| Tax Bill | $659 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077652-2834 |
| Primary APN | 077652-2834 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,243 sqft Living Area |
| Gross Area | 3,298 sqft |
| 1st Floor Area | 77 sqft |
| 2nd Floor Area | 2,086 sqft |
| Upper Floors Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,022 sqft (0.253 acres) |
| Lot Dimensions | 150 ft deep x 66.2 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 614 sqft |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0776522834 |
|---|---|
| Street Address | 12946 TRIBUTE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-7567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COVEWOOD LOT 17 BLOCK 1 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 07 |
| Legal Subdivision | COVEWOOD |
| Legal Tract | 740 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 13807 |
12946 Tribute Dr is owned and occupied by two individuals who bought it in September 2019.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12946 TRIBUTE DR, RIVERVIEW, FL 33578-7567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 17, 2019 | Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on File |
| Deed Sale | Sep 17, 2019 · Amount on File |
| Prior Sale | Jan 28, 2009 · Amount on File |
| Deed Document Number | 2019407257 |
| Deed Book / Page | 26965 / 1208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12946 TRIBUTE DR, RIVERVIEW, FL 33578-7567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12946 TRIBUTE DR, RIVERVIEW, FL 33578-7567 |
| Document Number | 0000236966 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021236966 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12946 TRIBUTE DR, RIVERVIEW, FL 33578-7567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12946 TRIBUTE DR, RIVERVIEW, FL 33578-7567 |
| Document Number | 0000315933 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022315933 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 17, 2019 |
| Property Address | 12946 TRIBUTE DR, RIVERVIEW, FL 33578-7567 |
| Document Number | 0000407257 |
| Book / Page | 26965 / 1208 |
| Map Reference | MB 99 PG 258 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019407257 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | HILLSBOROUGH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 569 OAK ISLAND CIR, 569, PLANT CITY, FL 33565-8764 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12946 TRIBUTE DR, RIVERVIEW, FL 33578-7567 |
| Document Number | 0269651210 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 26965/1210 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 12946 Tribute Dr was $659.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,068 (+2.58%) Land $135,207 Building $237,861 | $373,068 (+2.58%) Land $135,207 Building $237,861 | |
| 2025 | $659.00 Disabled Person's exemption Veteran's exemption | $363,692 Land $135,207 Building $228,485 | $363,692 Land $135,207 Building $228,485 |
| 2023 | $901.00 (+12.06%) Disabled Person's exemption Veteran's exemption | $350,572 (+3%) | $364,320 (+7.04%) Land $135,207 Building $229,113 |
| 2022 | $804.00 Disabled Person's exemption Veteran's exemption | $340,361 Land $111,895 Building $228,466 | $340,361 Land $111,895 Building $228,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12946 Tribute Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12946 Tribute Dr is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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