Rockingham County property record for 12946 Model Rd, Elkton, VA 22827
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,387 sqft · built 1900 |
| Lot Size | 18.4 acres (804,510 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,200 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-(A)-L110 |
| Primary APN | 129-(A)-L110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,387 sqft Living Area |
| Gross Area | 1,613 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 804,510 sqft (18.4 acres) |
| Garage Area | 702 sqft |
| Driveway | Gravel Driveway |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R14224 |
|---|---|
| Street Address | 12946 MODEL RD |
| City | ELKTON |
| State | VA |
| Zip | 22827-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | MODEL |
| Legal Subdivision | MODEL |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10301 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12946 MODEL RD, ELKTON, VA 22827-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 8, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0000010119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Aug 27, 2026 |
| Property Address | 12946 MODEL RD, ELKTON, VA 22827-3254 |
| Document Number | 0000019018 |
| Book / Page | 6089 / 510 |
| Instrument Date | Jun 7, 2026 |
| Instrument | 202619018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12946 MODEL RD, ELKTON, VA 22827-3254 |
| Document Number | 0000019018, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 6089/510 |
| Instrument | 202619018 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | May 8, 2026 |
| Property Address | 12946 MODEL RD, ELKTON, VA 22827-3254 |
| Document Number | 0000010119 |
| Book / Page | 6046 / 43 |
| Instrument Date | May 5, 2026 |
| Instrument | 202610119 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12946 MODEL RD, ELKTON, VA 22827-3254 |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,200.00 (+8.7%) | $181,964 (+12.05%) Land $79,200 Building $102,764 | $181,964 (+12.05%) Land $79,200 Building $102,764 |
| 2025 | $1,104.00 | $162,390 Land $58,190 Building $104,200 | |
| 2022 | $162,390 Land $58,190 Building $104,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2006–2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: HighSpeedLink.net, Xfinity.
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