12946 Independence Ave, Savage, MN 55378 Property Records

Scott County property record for 12946 Independence Ave, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,993 sqft · built 2001
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Jan 2002)
Tax Bill	$5,020 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-300001-0`

Property Details

APN / Parcel Number

Primary APN	`26-300001-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,993 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	1,273 sqft
Basement Area	506 sqft
Finished Basement	325 sqft
Unfinished Basement	181 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,739 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	12946 INDEPENDENCE AVE
City	SAVAGE
State	MN
Zip	55378-1195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE CREEK 4TH ADDN LOT 001 BLOCK 001
Legal Subdivision	EAGLE CREEK 4TH ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1041
Census Tract	80201

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12946 INDEPENDENCE AVE, SAVAGE, MN 55378-1195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2002 · Amount on Record
Deed Sale	Jan 14, 2002 · Amount on Record
Prior Sale	Aug 23, 1999 · Amount on Record
Deed Document Number	200232033
Prior Transfer Date	Jan 2, 2002
Prior Transfer Doc	0000032032
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	12946 INDEPENDENCE AVE, SAVAGE, MN 55378-1195
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12946 INDEPENDENCE AVE, SAVAGE, MN 55378-1195

Mortgage

Document Number	00A1185604
Date	Feb 6, 2024
Instrument	A1185604

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	12946 INDEPENDENCE AVE, SAVAGE, MN 55378-1195
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001129717
Date	May 25, 2021
Instrument	1129717

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	12946 INDEPENDENCE AVE, SAVAGE, MN 55378-1195
Document Number	0001085242
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12946 INDEPENDENCE AVE SAVAGE MN 553781195, SAVAGE, MN 55378-1195

Mortgage

Document Number	0001085242
Date	Feb 2, 2020
Instrument	1085242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Shakopee Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,020.00 (+6.76%) Homeowner's exemption	$414,800 (+1.59%) Land $168,700 Building $246,100	$414,800 (+1.59%) Land $168,700 Building $246,100
2025	$4,702.00 (+5.66%)
2024	$4,450.00 (-0.09%) Homeowner's exemption	$408,300 (+6.38%) Land $163,800 Building $244,500	$408,300 (+6.38%) Land $163,800 Building $244,500
2023	$4,454.00 Homeowner's exemption	$383,800 Land $153,100 Building $230,700	$383,800 Land $153,100 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband, Xfinity.

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