12946 Caminito de Las Olas, Del Mar, CA 92014 Property Records

San Diego County property record for 12946 Caminito de Las Olas, Del Mar, CA 92014

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,764 sqft · built 1999
Lot Size0.65 acres (2,842 sqft)
OwnerCompany Name on File
Last Sale$2,100,000 (Oct 2022)
Tax Bill$17,618 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Apr 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN301-283-06-00

Property Details

APN / Parcel Number

Primary APN301-283-06-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,764 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Lot Area2,842 sqft (0.65 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12946 CAMINITO DE LAS OLAS
CityDEL MAR
StateCA
Zip92014-3741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionLOT 66 TR 007510
Legal SubdivisionTORREY PINES ARROYA
Legal Tract007510
Legal Block4
Legal Lot Number66
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4001
Census Tract8324

Owner

12946 Caminito de Las Olas is owned by a company that bought it in October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address12946 CAMINITO DE LAS OLAS, DEL MAR, CA 92014-3741
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Apr 25, 2019Grant Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
Aug 7, 2018Affidavit of Death, Transfer
ATTORNEY ONLY
Aug 7, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2022 · Amount on File
Deed SaleOct 25, 2022 · Amount on File
Prior SaleApr 25, 2019 · Amount on File
Deed Document Number2022410955
Prior Transfer DateDec 5, 1995
Prior Transfer Doc0000562861
Record UpdatedOct 29, 2026

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 25, 2022
Property Address12946 CAMINITO DE LAS OLAS, DEL MAR, CA 92014-3741
Document Number0000410955
Map ReferenceMAP 7510
Instrument DateOct 5, 2022
Instrument2022-0410955
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address12946 CAMINITO DE LAS OLAS, DEL MAR, CA 92014-3741

Mortgage

Document Number0000410956
DateOct 25, 2022
Instrument2022-0410956
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate10.1%

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 25, 2019
Property Address12946 CAMINITO DE LAS OLAS, DEL MAR, CA 92014-3741
Document Number0000152786
Instrument DateApr 3, 2019
Instrument152786
Transaction TypeTransfer
Record UpdatedMay 2, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount on Record
Tax$1,443.75
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address18422 CALLE LA SERRA RANCHO SANTA FE CA 920910132, RANCHO SANTA FE, CA 92091-0132

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateAug 7, 2018
Property Address12946 CAMINITO DE LAS OLAS, DEL MAR, CA 92014-3741
Document Number0000322959
Instrument DateJul 18, 2018
Instrument322959
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12946 CAMINITO DE LAS OLAS DEL MAR CA 920143741, DEL MAR, CA 92014-3741

August 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateAug 7, 2018
Property Address12946 CAMINITO DE LAS OLAS, DEL MAR, CA 92014-3741
Document Number0000322922
Instrument DateJul 18, 2018
Instrument322922
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2729 GRAYSBY AVE SAN PEDRO CA 907324605, SAN PEDRO, CA 90732-4605

Tax Assessment & Valuation

The 2025 property tax bill for 12946 Caminito de Las Olas was $17,618.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Elementary School DistrictDel Mar Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,674,102 (+2%) Land $1,356,024 Building $318,078
2025$17,618.00$1,641,278 Land $1,329,436 Building $311,842
2023$22,459.00 (+51.43%)$2,100,000 Land $1,700,000 Building $400,000
2022$14,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12946 Caminito de Las Olas in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12946 Caminito de Las Olas is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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