Lyon County property record for 12945 Seneca Rd, Stagecoach, NV 89429
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,514 sqft · built 2006 |
| Lot Size | 8.36 acres (364,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Mar 2006) |
| Tax Bill | $3,344 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-324-38 |
| Primary APN | 015-324-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,514 sqft Living Area |
| Basement Area | 1,548 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 364,162 sqft |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 12945 SENECA RD |
|---|---|
| City | SILVER SPRINGS |
| State | NV |
| Zip | 89429-8517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | 7.55 NET AC(RD) |
| Legal Subdivision | IRON MOUNTAIN RANCH |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | LYON NV |
| Township / Civil Division | SILVER SPRINGS |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 960204 |
12945 Seneca Rd is owned by two individuals who bought it in March 2006.
Source: Lyon County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 25, DAYTON, NV 89403-0025 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 11, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Feb 9, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2006 · Amount on File |
| Deed Sale | Mar 14, 2006 · Amount on File |
| Deed Document Number | 2006377312 |
| Prior Transfer Date | Dec 2, 2005 |
| Prior Transfer Doc | 0000370694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 12945 SENECA RD, STAGECOACH, NV 89429-8517 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 0000680628 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 680628 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 15, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 12945 SENECA RD, STAGECOACH, NV 89429-8517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000641791 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 641791 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 12945 SENECA RD, SILVER SPRINGS, NV 89429-8517 |
| Document Number | 0000607965 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1295 SENECA RD SILVER SPRINGS NV 89429, SILVER SPRINGS, NV 89429 |
| Document Number | 0000607965 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 607965 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 12945 SENECA RD, SILVER SPRINGS, NV 89429-8517 |
| Document Number | 0000592094 |
| Instrument Date | Feb 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12945 SENECA RD SILVER SPRINGS NV 894298517, SILVER SPRINGS, NV 89429-8517 |
| Document Number | 0000592094 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 592094 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2049 |
The 2026 property tax bill for 12945 Seneca Rd was $3,344.
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,344.00 | $143,500 Land $21,000 Building $122,500 | $410,000 Land $60,000 Building $350,000 |
| 2023 | $3,059.00 (+14.57%) | $134,615 (+12.06%) Land $17,500 Building $117,115 | $384,615 (+12.06%) Land $50,000 Building $334,615 |
| 2022 | $2,670.00 | $120,126 Land $16,800 Building $103,326 | $343,217 Land $48,000 Building $295,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12945 Seneca Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12945 Seneca Rd is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 69% of Nevada |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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